63 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 63 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1904
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jan 2022)
Tax Bill	$8,104 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00064-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`19-00064-0000-00013`
Alternative APNs	`190006400013` `00011920`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	944 sqft Living Area
1st Floor Area	592 sqft
Upper Floors Area	352 sqft
Basement Area	592 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	208 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00011920
Street Address	63 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	CECELIA F HOWELL LAND
Legal Block	64
Legal Lot Number	13
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2024
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	63 4TH ST, HIGHLANDS, NJ 07732-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jan 21, 2022	Bargain and Sale Deed, Transfer · VA Mortgage NAVY FCU
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Mar 4, 2003 · Amount on Record
Deed Document Number	20227586
Deed Book / Page	9573 / 1768
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	63 4TH ST, HIGHLANDS, NJ 07732-1636
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096735067
Date	Jan 5, 2024
Book Page	9673/5067
Instrument	2024001319

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2052

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 21, 2022
Property Address	63 4TH ST, HIGHLANDS, NJ 07732-1636
Document Number	0095731768
Book / Page	9573 / 1768
Instrument Date	Jan 7, 2022
Instrument	2022007586
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 STANDISH DR, 240, ORMOND BEACH, FL 32176-4753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 4TH ST, HIGHLANDS, NJ 07732-1636

Mortgage

Document Number	2022007587
Date	Jan 21, 2022
Instrument	2022007587

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	63 4TH ST, HIGHLANDS, NJ 07732-1636
Document Number	0000006523
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	63 4TH ST HIGHLANDS NJ 077321636, HIGHLANDS, NJ 07732-1636

Mortgage

Document Number	0000006523
Date	Jan 16, 2020
Book Page	009391/008060
Instrument	6523

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,700 (+22.54%) Land $326,200 Building $254,500	$580,700 (+22.54%) Land $326,200 Building $254,500
2025	$8,104.00 (+1.09%)	$473,900 (+24.38%) Land $221,700 Building $252,200	$473,900 (+24.38%) Land $221,700 Building $252,200
2024	$8,017.00 (+88.64%)
2023		$381,000 Land $116,200 Building $264,800	$381,000 Land $116,200 Building $264,800
2022	$4,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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