65 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 65 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,944 sqft · built 1933
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,000 (Jul 1985)
Tax Bill	$9,800 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00064-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`19-00064-0000-00014`
Alternative APNs	`190006400014` `00011930`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	1,152 sqft
Upper Floors Area	792 sqft
Basement Area	384 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	128 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00011930
Street Address	65 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Block	64
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2024
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 4TH ST, HIGHLANDS, NJ 07732-1636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 1985 · Amount on Record
Deed Sale	Jul 11, 1985 · Amount on Record
Deed Book / Page	4590 / 581
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	May 8, 2026
Property Address	65 4TH ST, HIGHLANDS, NJ 07732-1636
Document Number	0000037718
Book / Page	9792 / 4428
Instrument Date	May 1, 2026
Instrument	202637718
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 4TH ST, HIGHLANDS, NJ 07732-1636

Mortgage

Document Number	0000037718,
Date	May 8, 2026
Book Page	9792/4428
Instrument	202637718

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	65 4TH ST, HIGHLANDS, NJ 07732-1636
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095918752
Date	Apr 25, 2022
Book Page	9591/8752
Instrument	2022045468

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	65 4TH ST, HIGHLANDS, NJ 07732-1636
Document Number	0000084620
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 4TH ST HIGHLANDS NJ 077321636, HIGHLANDS, NJ 07732-1636

Mortgage

Document Number	0000084620
Date	Aug 23, 2018
Book Page	009307/008178
Instrument	84620

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$680,800 (+18.79%) Land $333,300 Building $347,500	$680,800 (+18.79%) Land $333,300 Building $347,500
2025	$9,800.00 (+35.64%) Veteran's exemption	$573,100 (+67.92%) Land $228,800 Building $344,300	$573,100 (+67.92%) Land $228,800 Building $344,300
2024	$7,225.00 (+15.05%)
2023		$341,300 Land $122,400 Building $218,900	$341,300 Land $122,400 Building $218,900
2022	$6,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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