7 S Dow Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 7 S Dow Ave, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	3,286 sqft · built 1989
Lot Size	0.467 acres (20,329 sqft)
Owner	Company Name on File
Last Sale	$550,000 (Jul 2012)
Tax Bill	$21,433 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00119-0000-00016-03`

Property Details

APN / Parcel Number

Primary APN	`64-00119-0000-00016-03`
Alternative APN	`64001190000000160003`

Interior

Stories	2 Stories
Building Area	3,286 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Frame
Construction Type	Frame
Lot Area	20,329 sqft (0.467 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7 S DOW AVE
City	WALDWICK
State	NJ
Zip	07463-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.4667
Legal Block	119
Legal Lot Number	16.03
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3005
Census Tract	56200

Owner

7 S Dow Ave is owned by a company that bought it in July 2012.

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	7 S DOW AVE, WALDWICK, NJ 07463-1743
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2012 · Amount on File
Deed Sale	Jul 17, 2012 · Amount on File
Deed Document Number	201267626
Deed Book / Page	1096 / 275
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 S DOW AVE, WALDWICK, NJ 07463-1743
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038841077
Date	Dec 28, 2020
Book Page	3884/1077
Instrument	20-139076

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7 S Dow Ave was $21,433, up 3.7% from the year before.

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$933,900 (-) Land $284,300 Building $649,600	$933,900 (-) Land $284,300 Building $649,600
2025	$21,433.00 (+3.66%)	$933,900 Land $284,300 Building $649,600	$933,900 Land $284,300 Building $649,600
2024	$20,676.00
2023		$577,500 Land $254,500 Building $323,000	$577,500 Land $254,500 Building $323,000
2022	$16,447.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 S Dow Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 S Dow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20