Bergen County and Waldwick Borough property record for 4 S Dow Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,480 sqft · built 1986 |
| Lot Size | 0.484 acres (21,083 sqft) |
| Owner | Individual Name on File |
| Last Sale | $481,000 (Jan 2017) |
| Tax Bill | $16,646 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00119-01-00003 |
| Primary APN | 64-00119-01-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,480 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 21,083 sqft (0.484 acres) |
| Old Parcel Number | 6400119A00003 |
|---|---|
| Street Address | 4 S DOW AVE |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21085 SF |
| Legal Subdivision | BROOKVIEW VILLAGE |
| Legal Block | 119 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 56200 |
4 S Dow Ave is owned and occupied by an individual who bought it in January 2017.
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROPONENT FCU |
| Jun 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC |
| Jan 17, 2017 | Bargain and Sale Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2017 · Amount on File |
| Deed Sale | Jan 17, 2017 · Amount on File |
| Prior Sale | Sep 2, 1998 · Amount on File |
| Deed Document Number | 20175995 |
| Deed Book / Page | 2507 / 1359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0043851879 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 4385/1879 |
| Instrument | 2021147929 |
| Name | PROPONENT FCU |
|---|---|
| Type | Credit Union |
| Address | NUTLEY, NJ 07110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Document Number | 0041910018 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 4191/18 |
| Instrument | 2021090008 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | Jan 1, 2047 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 17, 2017 |
| Property Address | 4 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Document Number | 0025071359 |
| Book / Page | 02507 / 1359 |
| Instrument Date | Mar 24, 2016 |
| Instrument | 17-005995 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 S DOW AVE, 4, WALDWICK, NJ 07463-1741 |
| Name | Verified Name |
|---|---|
| Address | 4 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Document Number | 0025071364 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 02507/1364 |
| Instrument | 17-005995.01 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | LAUREL, IN 47024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 4 S Dow Ave was $16,646, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $725,300 (-) Land $318,600 Building $406,700 | $725,300 (-) Land $318,600 Building $406,700 | |
| 2025 | $16,646.00 (+3.66%) | $725,300 Land $318,600 Building $406,700 | $725,300 Land $318,600 Building $406,700 |
| 2024 | $16,058.00 | ||
| 2023 | $538,100 Land $285,300 Building $252,800 | $538,100 Land $285,300 Building $252,800 | |
| 2022 | $15,325.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 S Dow Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 S Dow Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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