Bergen County and Waldwick Borough property record for 1 S Dow Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,528 sqft · built 1986 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (May 2002) |
| Tax Bill | $18,392 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 64-00119-0000-00016-01 |
| Primary APN | 64-00119-0000-00016-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,528 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1 S DOW AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .34 |
| Legal Block | 119 |
| Legal Lot Number | 16.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 56200 |
1 S Dow Ave is owned and occupied by two individuals who bought it in May 2002.
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 S DOW AVE, WALDWICK, NJ 07463-1743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2018 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Jan 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2002 · Amount on File |
| Deed Sale | May 13, 2002 · Amount on File |
| Deed Book / Page | 8469 / 382 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 1 S DOW AVE, WALDWICK, NJ 07463-1743 |
| Document Number | 0028381160 |
| Book / Page | 002838 / 001160 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1 S DOW AVE WALDWICK NJ 074631743, WALDWICK, NJ 07463-1743 |
| Document Number | 0028381160 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 002838/001160 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 1 S DOW AVE, WALDWICK, NJ 07463-1743 |
| Document Number | 0028361586 |
| Book / Page | 002836 / 001586 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 S DOW AVE WALDWICK NJ 074631743, WALDWICK, NJ 07463-1743 |
| Document Number | 0028361586 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 002836/001586 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 15, 2033 |
The 2025 property tax bill for 1 S Dow Ave was $18,392, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $801,400 (-) Land $367,200 Building $434,200 | $801,400 (-) Land $367,200 Building $434,200 | |
| 2025 | $18,392.00 (+3.66%) | $801,400 Land $367,200 Building $434,200 | $801,400 Land $367,200 Building $434,200 |
| 2024 | $17,743.00 | ||
| 2023 | $696,800 Land $328,700 Building $368,100 | $696,800 Land $328,700 Building $368,100 | |
| 2022 | $19,844.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 S Dow Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 S Dow Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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