12 S Dow Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 12 S Dow Ave, Waldwick, NJ 07463

Property Summary

Property Type	Exempt (Full or Partial)
Details	1,576 sqft · built 1988
Lot Size	1 acres (43,695 sqft)
Owner	Individual Name on Record
Last Sale	$390,500 (Feb 2008)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`64-00119-01-00009`

Property Details

APN / Parcel Number

Primary APN	`64-00119-01-00009`
Alternative APNs	`6400119000100009` `6400119A00009`

Interior

Building Area	1,576 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	43,695 sqft (1 acres)

Location & Zoning

Old Parcel Number	6400119A00009
Street Address	12 S DOW AVE
City	WALDWICK
State	NJ
Zip	07463-1742
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	43694 SF WIDOW - DISABLED VET
Legal Subdivision	BROOKVIW VILLAGE
Legal Block	119
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3000
Census Tract	56200

Owner

Source: Bergen County and Waldwick Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12 S DOW AVE, WALDWICK, NJ 07463-1742
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2008 · Amount on Record
Deed Sale	Feb 1, 2008 · Amount on Record
Prior Sale	Nov 6, 2000
Deed Document Number	20089581
Deed Book / Page	9488 / 311
Prior Transfer Date	Jan 28, 2008
Prior Transfer Doc	0094880311
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	12 S DOW AVE, WALDWICK, NJ 07463-1742
Document Number	0028512377
Book / Page	002851 / 002377
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 S DOW AVE WALDWICK NJ 074631742, WALDWICK, NJ 07463-1742

Mortgage

Document Number	0028512377
Date	Jan 30, 2018
Book Page	002851/002377

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,600 (-) Land $287,100 Building $336,500	$623,600 (-) Land $287,100 Building $336,500
2025		$623,600 (+25.4%) Land $287,100 Building $336,500	$623,600 (+25.4%) Land $287,100 Building $336,500
2023	Disabled Person's exemption Veteran's exemption Widower's exemption	$497,300 Land $257,300 Building $240,000	$497,300 Land $257,300 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1999–2021)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20