Bergen County and Waldwick Borough property record for 2 S Dow Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,456 sqft · built 1986 |
| Lot Size | 0.544 acres (23,701 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $540,000 (May 2003) |
| Tax Bill | $18,243 (2025) |
| Deeds & Mortgages | May 2026 Reverse Mortgage May 2026 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00119-01-00002 |
| Primary APN | 64-00119-01-00002 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,456 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 23,701 sqft (0.544 acres) |
| Old Parcel Number | 6400119A00002 |
|---|---|
| Street Address | 2 S DOW AVE |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23700 SF |
| Legal Subdivision | BROOKVIEW VILLAGE |
| Legal Block | 119 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| May 28, 2026 | Deed of Trust · Reverse Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2003 · Amount on Record |
| Deed Sale | May 8, 2003 · Amount on Record |
| Deed Book / Page | 8574 / 636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 28, 2026 |
| Property Address | 2 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Document Number | 0000035431 |
| Book / Page | 5807 / 631 |
| Instrument Date | May 7, 2026 |
| Instrument | 202635431 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Document Number | 0000035431, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 5807/631 |
| Instrument | 202635431 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 863 Months |
| Due | Apr 10, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 28, 2026 |
| Property Address | 2 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Document Number | 0000035432 |
| Book / Page | 5807 / 647 |
| Instrument Date | May 7, 2026 |
| Instrument | 202635432 |
| Record Updated | Aug 29, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Document Number | 0000035432, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 5807/647 |
| Instrument | 202635432 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 863 Months |
| Due | Apr 10, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2 S DOW AVE, WALDWICK, NJ 07463-1741 |
| Document Number | 0045700690 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | 4570/690 |
| Instrument | 2022016210 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.12% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 7.12% |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $794,900 (-) Land $378,100 Building $416,800 | $794,900 (-) Land $378,100 Building $416,800 | |
| 2025 | $18,243.00 (+3.66%) | $794,900 (+36.75%) Land $378,100 Building $416,800 | $794,900 (+36.75%) Land $378,100 Building $416,800 |
| 2024 | $17,599.00 (+6.31%) | ||
| 2023 | $581,300 Land $338,600 Building $242,700 | $581,300 Land $338,600 Building $242,700 | |
| 2022 | $16,555.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1999–2021) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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