Essex County and Middleton Town property record for 7 Phaneuf St, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,512 sqft · built 2007 |
| Lot Size | 0.297 acres (12,929 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Sep 2005) |
| Tax Bill | $12,300 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0028 B:0000 L:0040 |
| Primary APN | MIDD M:0028 B:0000 L:0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,512 sqft Living Area |
| Gross Area | 6,418 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,929 sqft (0.297 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 7 PHANEUF ST |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Lot Number | 40 |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 212102 |
7 Phaneuf St is owned and occupied by an individual who bought it in September 2005.
Source: Essex County and Middleton Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 PHANEUF ST, MIDDLETON, MA 01949-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Oct 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2005 · Amount on File |
| Deed Sale | Sep 16, 2005 · Amount on File |
| Prior Sale | Dec 4, 1991 · Amount on File |
| Deed Book / Page | 24837 / 2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 7 PHANEUF ST, MIDDLETON, MA 01949-2315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40172-232 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 40172/232 |
| Instrument | 20210812004890 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 7 PHANEUF ST, MIDDLETON, MA 01949-2315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39098-179 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 39098/179 |
| Instrument | 20201026003000 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 7 Phaneuf St was $12,300, up 3.6% from the year before.
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,300.00 (+3.56%) | $977,000 (-2.19%) Land $317,500 Building $659,500 | $1,290,832 (+4.63%) |
| 2025 | $11,877.00 (+1.78%) | $998,900 (+0.93%) Land $335,800 Building $663,100 | $1,233,670 |
| 2024 | $11,669.00 (+3.67%) | $989,700 (+13.16%) Land $335,800 Building $653,900 | |
| 2023 | $11,256.00 | $874,600 Land $377,000 Building $497,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Phaneuf St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 14 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Phaneuf St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures