Essex County and Middleton Town property record for 10 Phaneuf St, Middleton, MA 01949 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 996 sqft · built 1952 |
| Lot Size | 0.245 acres (10,672 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Jun 2025) |
| Tax Bill | $6,889 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Jun 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11232 |
| Primary APN | 11232 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| Gross Area | 2,240 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,672 sqft (0.245 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 11232 |
|---|---|
| Street Address | 10 PHANEUF ST |
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 35 |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 212102 |
Source: Essex County and Middleton Town records · APN 11232
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 PHANEUF ST, MIDDLETON, MA 01949-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 17, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FEDERAL HOME LOAN BANK OF BOSTON |
| Jun 17, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANKESB |
| Dec 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PROVINCE MORTGAGE ASSOCIATES INC |
| Jul 02, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on Record |
| Deed Sale | Jun 17, 2025 · Amount on Record |
| Prior Sale | Jul 02, 2018 · Amount on Record |
| Deed Document Number | 20253440 |
| Deed Book / Page | 42779 / 534 |
| Transfer Doc | 2764000489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 10 PHANEUF ST, MIDDLETON, MA 01949-2313 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042779-566 |
|---|---|
| Date | Jun 17, 2025 |
| Book Page | 42779/566 |
| Instrument | 20250617003470 |
| Name | FEDERAL HOME LOAN BANK OF BOSTON |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Jun 17, 2025 |
| Property Address | 10 PHANEUF ST, MIDDLETON, MA 01949-2313 |
| Document Number | 042779-534 |
| Book / Page | 42779 / 534 |
| Instrument Date | Jun 17, 2025 |
| Instrument | 20250617003440 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 PHANEUF ST, MIDDLETON, MA 01949-2313 |
| Document Number | 20250617003450 |
|---|---|
| Date | Jun 17, 2025 |
| Instrument | 20250617003450 |
| Name | BANKESB |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 042779-554 |
|---|---|
| Date | Jun 17, 2025 |
| Book Page | 42779/554 |
| Instrument | 20250617003460 |
| Name | BANKESB |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 10 PHANEUF ST, MIDDLETON, MA 01949-2313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39298-91 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 39298/91 |
| Instrument | 20201215004270 |
| Name | PROVINCE MORTGAGE ASSOCIATES INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Jul 02, 2018 |
| Property Address | 10 PHANEUF ST, MIDDLETON, MA 01949-2313 |
| Document Number | 36837-445 |
| Book / Page | 36837 / 445 |
| Instrument | 180702003560 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41.68 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | - |
|---|---|
| Date | Jul 02, 2018 |
| Instrument | 36837/0448 |
| Type | Mortgage Company |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 02, 2048 |
Source: Essex County and Middleton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,889.00 (-2.55%) | $579,400 (-3.37%) Land $327,100 Building $252,300 | $593,180 |
| 2024 | $7,069.00 (+1.04%) | $599,600 (+10.3%) Land $327,100 Building $272,500 | |
| 2023 | $6,996.00 | $543,600 Land $367,200 Building $176,400 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092121022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Nearby Flood Policies | 14 units insured (6 under condo master policies) 2 of 8 individual policies on primary residences |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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