13 Phaneuf St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 13 Phaneuf St, Middleton, MA 01949

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1952
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jul 2020)
Tax Bill	$6,614 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:0028 B:0000 L:0038`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:0028 B:0000 L:0038`
Alternative APN	`MDLT M:0028 B:0000 L:0038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	2,782 sqft
Basement Area	1,012 sqft
Unfinished Basement	1,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,080 sqft (0.231 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13 PHANEUF ST
City	MIDDLETON
State	MA
Zip	01949-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Lot Number	38
Jurisdiction	MIDDLETON MA
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2000
Census Tract	212102

Owner

13 Phaneuf St is owned and occupied by two individuals who bought it in July 2020.

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 PHANEUF ST, MIDDLETON, MA 01949-2315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Apr 25, 2016
Deed Book / Page	38738 / 215
Prior Transfer Date	Jul 19, 2020
Prior Transfer Doc	3873000215
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETON MA
Recording Date	Jul 22, 2020
Property Address	13 PHANEUF ST, MIDDLETON, MA 01949-2315
Document Number	38738-215
Book / Page	38738 / 215
Instrument Date	Jul 19, 2020
Instrument	20200722003490
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 POND ST, BELMONT, MA 02478-4636

Mortgage

Document Number	200722003500
Date	Jul 22, 2020
Instrument	200722003500

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 13 Phaneuf St was $6,614, down 1.9% from the year before.

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Middleton Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Middleton School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,614.00 (-1.9%)	$525,300 (-7.35%) Land $307,100 Building $214,100	$623,414 (+3%)
2025	$6,742.00 (-2.53%)	$567,000 (-3.36%) Land $324,800 Building $242,200	$605,245
2024	$6,917.00 (+0.03%)	$586,700 (+9.19%) Land $324,800 Building $261,900
2023	$6,915.00	$537,300 Land $364,700 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Phaneuf St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Phaneuf St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000
Water Source	Purchased surface water from DANVERS WATER DEPT.
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20