3 Phaneuf St, Middleton, MA 01949 Property Records

Essex County and Middleton Town property record for 3 Phaneuf St, Middleton, MA 01949

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,144 sqft · built 2013
Lot Size0.309 acres (13,469 sqft)
OwnerCompany Name on Record
Last Sale$750,000 (Jun 2015)
Tax Bill$12,929 (2026)
Deeds & MortgagesApr 2021 Refinance
Mar 2022 Transfer
Flood ZoneZone X (minimal risk)
APNMIDD M:0028 B:0000 L:0041

Property Details

APN / Parcel Number

Primary APNMIDD M:0028 B:0000 L:0041
Alternative APNs
  • MDLT M:0028 B:0000 L:0041
  • 8708

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area3,144 sqft Living Area
Gross Area6,624 sqft
Basement Area1,260 sqft
Unfinished Basement1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,469 sqft (0.309 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGravity Furnace
Heating FuelGas

Location & Zoning

Account Number8708
Street Address3 PHANEUF ST
CityMIDDLETON
StateMA
Zip01949-2315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal SubdivisionWILLIAM V HEARD
Legal Lot Number41
JurisdictionMIDDLETON MA
Township / Civil DivisionMIDDLETON
Census Block Group2
Census Block2000
Census Tract212102

Owner

Source: Essex County and Middleton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3 PHANEUF ST, MIDDLETON, MA 01949-2315
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Mar 30, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2015 · Amount on Record
Deed SaleJun 8, 2015 · Amount on Record
Prior SaleOct 29, 2012 · Amount on Record
Deed Book / Page34117 / 52
Last Transfer DateMar 1, 2022
Transfer Doc040824-545
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLETON MA
Property Address3 PHANEUF ST, MIDDLETON, MA 01949-2315
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039830-333
DateApr 30, 2021
Book Page39830/333
Instrument20210430009200
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIDDLETON MA
Recording DateMar 30, 2022
Property Address3 PHANEUF ST, MIDDLETON, MA 01949-2315
Document Number040824-545
Book / Page40824 / 545
Instrument DateMar 1, 2022
Instrument20220330000110
Transaction TypeTransfer
Record UpdatedApr 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 PHANEUF ST, MIDDLETON, MA 01949-2315

Tax Assessment & Valuation

Source: Essex County and Middleton Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMiddleton Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictMiddleton School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,929.00 (+3.64%)$1,026,900 (-2.13%) Land $319,400 Building $705,800$1,172,852 (-4.94%)
2025$12,475.00 (+1.82%)$1,049,200 (+0.96%) Land $337,900 Building $711,300$1,233,765
2024$12,252.00 (+5.36%)$1,039,200 (+15.01%) Land $337,900 Building $701,300
2023$11,629.00$903,600 Land $379,300 Building $524,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies14 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETON WATER DEPT.
serves 7,291 people · EPA ID MA3184000
Water SourcePurchased surface water from DANVERS WATER DEPT.
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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