Essex County and Middleton Town property record for 6 Phaneuf St, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1952 |
| Lot Size | 0.249 acres (10,833 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Jun 2026) |
| Tax Bill | $7,011 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0028 B:0000 L:0042 |
| Primary APN | MIDD M:0028 B:0000 L:0042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 3,399 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,833 sqft (0.249 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6 PHANEUF ST |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-2314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Lot Number | 42 |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 212102 |
6 Phaneuf St is owned and occupied by two individuals who bought it in June 2026.
Source: Essex County and Middleton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 PHANEUF ST, MIDDLETON, MA 01949-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING |
| Jun 26, 2026 | Deed of Trust, Mortgage |
| Jun 26, 2026 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage |
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Mar 22, 2017 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | May 20, 2008 · Amount on File |
| Deed Document Number | 20264420 |
| Deed Book / Page | 43470 / 326 |
| Transfer Doc | 2883000165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Jul 29, 2026 |
| Property Address | 6 PHANEUF ST, MIDDLETON, MA 01949-2314 |
| Document Number | 0000001630 |
| Book / Page | 43535 / 535 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20261630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6 PHANEUF ST, MIDDLETON, MA 01949-2314 |
| Document Number | 0000001630, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 43535/535 |
| Instrument | 20261630 |
| Name | PROVIDENT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Jun 26, 2026 |
| Property Address | 6 PHANEUF ST, MIDDLETON, MA 01949-2314 |
| Document Number | 0000004440 |
| Book / Page | 43470 / 336 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20264440 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6 PHANEUF ST, MIDDLETON, MA 01949-2314 |
| Document Number | 0000004440, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 43470/336 |
| Instrument | 20264440 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Jun 26, 2026 |
| Property Address | 6 PHANEUF ST, MIDDLETON, MA 01949-2314 |
| Document Number | 0000004420 |
| Book / Page | 43470 / 326 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20264420 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6 PHANEUF ST, MIDDLETON, MA 01949-2314 |
| Date | Jun 26, 2026 |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 6 PHANEUF ST, MIDDLETON, MA 01949-2314 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040950-315 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 40950/315 |
| Instrument | 20220523000810 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 6 PHANEUF ST, MIDDLETON, MA 01949-2314 |
| Document Number | 38435-268 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 PHANEUF ST MIDDLETON MA 019492314, MIDDLETON, MA 01949-2314 |
| Document Number | 38435-268 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 038435/000268 |
| Instrument | 21002710 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 6 PHANEUF ST, MIDDLETON, MA 01949-2314 |
| Document Number | 35757-513 |
| Book / Page | 035757 / 000513 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35757-513 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 035757/000513 |
| Instrument | 1703270199 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2047 |
The 2026 property tax bill for 6 Phaneuf St was $7,011, down 2.1% from the year before.
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,011.00 (-2.08%) | $556,900 (-7.52%) Land $309,800 Building $245,700 | $708,600 (+6.19%) |
| 2025 | $7,160.00 (-2.89%) | $602,200 (-3.71%) Land $327,700 Building $274,500 | $667,280 |
| 2024 | $7,373.00 (+1.14%) | $625,400 (+10.42%) Land $327,700 Building $297,700 | |
| 2023 | $7,290.00 | $566,400 Land $367,900 Building $198,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6 Phaneuf St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 14 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 Phaneuf St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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