7 Oakdene Ter, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 7 Oakdene Ter, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	3,412 sqft · built 2009
Lot Size	0.043 acres (1,873 sqft)
Owner	2 Individual Names on File
Last Sale	$1,065,000 (Sep 2020)
Tax Bill	$20,544 (2025)
Deeds & Mortgages	Sep 2019 Refinance Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00073-01-00001-0000-C0007`

Property Details

APN / Parcel Number

Primary APN	`13-00073-01-00001-0000-C0007`
Alternative APN	`1300073000100001 C0007`

Interior

Stories	2 Stories
Building Area	3,412 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Frame
Construction Type	Frame
Lot Area	1,873 sqft (0.043 acres)

Location & Zoning

Street Address	7 OAKDENE TER
City	EDGEWATER
State	NJ
Zip	07020-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.043AC ADD FIX DCV2023
Legal Subdivision	OAKDENE ESTATES
Legal Block	73.01
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2001
Census Tract	13004

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 OAKDENE TER, 7, EDGEWATER, NJ 07020-1102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA
Jul 31, 2020	Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK
Sep 25, 2020	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Apr 19, 2010 · Amount on File
Deed Document Number	202092946
Deed Book / Page	3730 / 1961
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 OAKDENE TER, EDGEWATER, NJ 07020-1102
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033460197
Date	Sep 12, 2019
Book Page	3346/197
Instrument	19-060119

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	7 OAKDENE TER, EDGEWATER, NJ 07020-1102
Document Number	0037301968
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7 OAKDENE TER EDGEWATER NJ 070201102, EDGEWATER, NJ 07020-1102

Mortgage

Document Number	0037301968
Date	Sep 25, 2020
Book Page	003730/001968
Instrument	92947

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Sep 24, 2035

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 25, 2020
Property Address	7 OAKDENE TER, EDGEWATER, NJ 07020-1102
Document Number	0037301961
Book / Page	3730 / 1961
Map Reference	MB V396 PG 1477
Instrument Date	Jul 30, 2020
Instrument	20-092946
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	MAIN STREET TTL & SETMNT SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,011.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 LINDLEY AVE, 10, TENAFLY, NJ 07670-2817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 OAKDENE TER # 7, 7, EDGEWATER, NJ 07020-1102

Mortgage

Document Number	0020092947
Date	Sep 25, 2020
Instrument	20-092947

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,307,200 (+4.67%) Land $420,000 Building $887,200	$1,307,200 (+4.67%) Land $420,000 Building $887,200
2025	$20,544.00 (+5.7%)	$1,248,900 (+4.74%) Land $405,000 Building $843,900	$1,248,900 (+4.74%) Land $405,000 Building $843,900
2024	$19,437.00 (+2.62%)
2023		$1,192,400 Land $385,000 Building $807,400	$1,192,400 Land $385,000 Building $807,400
2022	$18,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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