16 Oakdene Ter, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 16 Oakdene Ter, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	4,696 sqft · built 2019
Lot Size	0.079 acres (3,424 sqft)
Owner	2 Individual Names on File
Last Sale	$1,650,000 (Aug 2021)
Tax Bill	$28,380 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00073-0000-00005-0000-C000A`

Property Details

APN / Parcel Number

Primary APN	`13-00073-0000-00005-0000-C000A`

Interior

Units	2 Units
Building Area	4,696 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Lot Area	3,424 sqft (0.079 acres)
Lot Dimensions	107 ft deep x 32 ft wide

Location & Zoning

Street Address	16 OAKDENE TER, A
City	EDGEWATER
State	NJ
Zip	07020-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	32X107
Legal Subdivision	16 OAKDENE TERRACE CONDO
Legal Block	73
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2001
Census Tract	13004

Owner

16 Oakdene Ter is owned and occupied by two individuals who bought it in August 2021.

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 OAKDENE TER, A, EDGEWATER, NJ 07020-1102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Jul 28, 2020	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Jul 28, 2020 · Amount on File
Deed Document Number	2021124990
Deed Book / Page	4310 / 1371
Record Updated	Oct 29, 2026

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 3, 2021
Property Address	16 OAKDENE TER # A, A, EDGEWATER, NJ 07020-1102
Document Number	0043101371
Book / Page	4310 / 1371
Instrument Date	Jun 21, 2021
Instrument	2021124990
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	FORTUNE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 WILLIAM ST APT 404, 1, ENGLEWOOD, NJ 07631-3682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 OAKDENE TER # A, A, EDGEWATER, NJ 07020-1102

Mortgage

Document Number	0043101377
Date	Aug 3, 2021
Book Page	4310/1377
Instrument	2021124991

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	10.7%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 28, 2020
Property Address	16 OAKDENE TER # A, A, EDGEWATER, NJ 07020-1102
Document Number	0036530784
Book / Page	003653 / 000784
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	MEGA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 OAKDENE TER #A EDGEWATER NJ 070201102, A, EDGEWATER, NJ 07020-1102

Mortgage

Document Number	36530792
Date	Jul 28, 2020
Book Page	003653/000792

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16 Oakdene Ter was $28,380, up 5.4% from the year before.

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,832,900 (+6.24%) Land $314,600 Building $1,518,300	$1,832,900 (+6.24%) Land $314,600 Building $1,518,300
2025	$28,380.00 (+5.45%)	$1,725,200 Land $301,700 Building $1,423,500	$1,725,200 Land $301,700 Building $1,423,500
2024	$26,914.00
2023		$1,651,300 Land $282,900 Building $1,368,400	$1,651,300 Land $282,900 Building $1,368,400
2022	$25,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Oakdene Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16 Oakdene Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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