2 Oakdene Ter, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 2 Oakdene Ter, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	3,084 sqft · built 1905
Lot Size	0.169 acres (7,349 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,578 (2025)
Deeds & Mortgages	Jul 2026 Reverse Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00073-0000-00001-01`

Property Details

APN / Parcel Number

Primary APN	`13-00073-0000-00001-01`
Alternative APN	`1300073000000001`

Interior

Stories	1 Story
Building Area	3,084 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Stone
Construction Type	Stone
Lot Area	7,349 sqft (0.169 acres)
Lot Dimensions	70 ft deep x 105 ft wide

Location & Zoning

Street Address	2 OAKDENE TER
City	EDGEWATER
State	NJ
Zip	07020-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	105X70
Legal Subdivision	BOROUGH/EDGEWATER
Legal Block	73
Legal Lot Number	1.01
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2001
Census Tract	13004

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 142, EDGEWATER, NJ 07020-0142
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Reverse Mortgage NATIONWIDE EQUITIES
Apr 24, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 8, 1992
Transfer Doc	7546000846
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Jul 22, 2026
Property Address	2 OAKDENE TER, EDGEWATER, NJ 07020-1102
Document Number	0000050114
Book / Page	5854 / 1209
Instrument Date	Jun 15, 2026
Instrument	202650114
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OAKDENE TER, EDGEWATER, NJ 07020-1102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050114,
Date	Jul 22, 2026
Book Page	5854/1209
Instrument	202650114

Lender

Name	NATIONWIDE EQUITIES

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	723 Months
Due	Oct 11, 2086

Interest

Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	2 OAKDENE TER, EDGEWATER, NJ 07020-1102
Document Number	0026111486
Book / Page	002611 / 001486
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 OAKDENE TER EDGEWATER NJ 070201102, EDGEWATER, NJ 07020-1102

Mortgage

Document Number	0026111486
Date	May 16, 2017
Book Page	002611/001486

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	May 15, 2086

Interest

Rate Type	Adjustable Rate
Rate	4.27%

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$867,900 (+5.15%) Land $408,800 Building $459,100	$867,900 (+5.15%) Land $408,800 Building $459,100
2025	$13,578.00 (-5.38%)	$825,400 (-5.15%) Land $391,400 Building $434,000	$825,400 (-5.15%) Land $391,400 Building $434,000
2024	$14,350.00 (+5.27%)
2023		$870,200 Land $357,000 Building $513,200	$870,200 Land $357,000 Building $513,200
2022	$13,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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