5 Oakdene Ter, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 5 Oakdene Ter, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	3,092 sqft · built 2009
Lot Size	0.044 acres (1,917 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,145,000 (Feb 2017)
Tax Bill	$19,478 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00073-01-00001-0000-C0005`

Property Details

APN / Parcel Number

Primary APN	`13-00073-01-00001-0000-C0005`
Alternative APN	`1300073000100001 C0005`

Interior

Stories	2 Stories
Building Area	3,092 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Condo/Apartment
Exterior Material	Frame
Construction Type	Frame
Lot Area	1,917 sqft (0.044 acres)

Location & Zoning

Street Address	5 OAKDENE TER
City	EDGEWATER
State	NJ
Zip	07020-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.044AC
Legal Subdivision	OAKDENE ESTATE
Legal Block	73.01
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2001
Census Tract	13004

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 OAKDENE TER, EDGEWATER, NJ 07020-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 23, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Prior Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	201717134
Deed Book / Page	2543 / 2362
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	5 OAKDENE TER, EDGEWATER, NJ 07020-1102
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043290452
Date	Aug 13, 2021
Book Page	4329/452
Instrument	2021130754

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 23, 2017
Property Address	5 OAKDENE TER, EDGEWATER, NJ 07020-1102
Document Number	0025432362
Book / Page	02543 / 2362
Instrument Date	Jan 30, 2017
Instrument	17-017134
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,329.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 OAKDENE TER, 5, EDGEWATER, NJ 07020-1102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 OAKDENE TER, EDGEWATER, NJ 07020-1102

Mortgage

Document Number	0025432368
Date	Feb 23, 2017
Book Page	02543/2368
Instrument	17-017134.01

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,238,800 (+4.62%) Land $420,000 Building $818,800	$1,238,800 (+4.62%) Land $420,000 Building $818,800
2025	$19,478.00 (+5.61%)	$1,184,100 (+4.6%) Land $405,000 Building $779,100	$1,184,100 (+4.6%) Land $405,000 Building $779,100
2024	$18,443.00 (+3.5%)
2023		$1,132,000 Land $385,000 Building $747,000	$1,132,000 Land $385,000 Building $747,000
2022	$17,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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