4 Oakdene Ter, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 4 Oakdene Ter, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	3,038 sqft · built 2017
Lot Size	0.04 acres (1,751 sqft)
Owner	Individual Name on File
Last Sale	$1,380,000 (Aug 2018)
Tax Bill	$21,689 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-00073-0000-00001-02-C0004`

Property Details

APN / Parcel Number

Primary APN	`13-00073-0000-00001-02-C0004`

Interior

Stories	1 Story
Building Area	3,038 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Stone
Construction Type	Stone
Lot Area	1,751 sqft (0.04 acres)
Lot Dimensions	35 ft deep x 50 ft wide

Location & Zoning

Street Address	4 OAKDENE TER
City	EDGEWATER
State	NJ
Zip	07020-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X35
Legal Subdivision	4 OAKDENE TERRACE
Legal Block	73
Legal Lot Number	1.02
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	2
Census Block	2001
Census Tract	13004

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 OAKDENE TER, EDGEWATER, NJ 07020-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2019	Deed of Trust, Mortgage · Balloon Mortgage PNC BANK NA
Mar 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Aug 28, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Deed Document Number	201818-061710
Deed Book / Page	3038 / 2043
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 OAKDENE TER, EDGEWATER, NJ 07020-1102
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032521420
Date	May 28, 2019
Book Page	3252/1420
Instrument	19-033148

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 OAKDENE TER, EDGEWATER, NJ 07020-1102
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031971175
Date	Mar 12, 2019
Book Page	3197/1175
Instrument	19-016188

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 OAKDENE TER, EDGEWATER, NJ 07020-1102
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043741651
Date	Sep 14, 2021
Book Page	4374/1651
Instrument	2021144671

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 28, 2018
Property Address	4 OAKDENE TER, EDGEWATER, NJ 07020-1102
Document Number	0030382043
Book / Page	3038 / 2043
Instrument Date	Jun 28, 2018
Instrument	00018-061710
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 ELLERY CT, EDGEWATER, NJ 07020-1602

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,410,200 (+6.95%) Land $286,300 Building $1,123,900	$1,410,200 (+6.95%) Land $286,300 Building $1,123,900
2025	$21,689.00 (+4.52%)	$1,318,500 (+3.98%) Land $275,000 Building $1,043,500	$1,318,500 (+3.98%) Land $275,000 Building $1,043,500
2024	$20,752.00 (+4.54%)
2023		$1,268,000 Land $261,300 Building $1,006,700	$1,268,000 Land $261,300 Building $1,006,700
2022	$19,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on Oakdene Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures