Albany County and Guilderland Town property record for 7 Morningside Dr, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,498 sqft · built 1949 |
| Lot Size | 0.736 acres (32,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,000 (Feb 2019) |
| Tax Bill | $6,932 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 39.07-1-16 |
| Primary APN | 013089 39.07-1-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 886 sqft |
| Upper Floors Area | 612 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 32,100 sqft (0.736 acres) |
| Lot Dimensions | 321 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03900700010160000000 |
|---|---|
| Street Address | 7 MORNINGSIDE DR |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 5 |
| Legal Subdivision | SCOTT K TOWNSEND |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14606 |
Source: Albany County and Guilderland Town records · APN 013089 39.07-1-16
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 MORNINGSIDE DR, SCHENECTADY, NY 12303-5609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2019 · Amount on Record |
| Deed Sale | Feb 22, 2019 · Amount on Record |
| Deed Document Number | 20193694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7 MORNINGSIDE DR, SCHENECTADY, NY 12303-5609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003036 |
|---|---|
| Date | Feb 12, 2019 |
| Instrument | R2019-03036 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 7 MORNINGSIDE DR, SCHENECTADY, NY 12303-5609 |
| Document Number | 0000020389 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2017 |
| Name | Verified Name |
|---|---|
| Address | 7 MORNINGSIDE DR SCHENECTADY NY 123035609, SCHENECTADY, NY 12303-5609 |
| Document Number | 0000020389 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 20389 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 24, 2027 |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,932.00 (+21.13%) | $234,000 (-) Land $47,000 Building $187,000 | $312,000 (+13.33%) Land $62,667 Building $249,333 |
| 2023 | $234,000 (-) Land $47,000 Building $187,000 | $275,294 (+7.06%) Land $55,294 Building $220,000 | |
| 2022 | $234,000 Land $47,000 Building $187,000 | $257,143 Land $51,648 Building $205,495 | |
| 2021 | $5,723.00 |
Source: FEMA National Flood Hazard Layer as of March 6, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 207 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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