2 Morningside Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 2 Morningside Dr, Schenectady, NY 12303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,626 sqft · built 1949
Lot Size	0.307 acres (13,395 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2022)
Tax Bill	$7,045 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 39.07-1-3`

Property Details

APN / Parcel Number

Primary APN	`013089 39.07-1-3`
Alternative APNs	`308903900700010030000000` `03900700010030000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,395 sqft (0.307 acres)
Lot Dimensions	95 ft deep x 141 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	476 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03900700010030000000
Street Address	2 MORNINGSIDE DR
City	SCHENECTADY
State	NY
Zip	12303-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 LYNWOOD
Legal Subdivision	MAP OF NO 1 PORTION OF LYNNWOOD ESTATES
Legal Block	1
Legal Lot Number	3.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1000
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records · APN 013089 39.07-1-3

Assessment roll updated March 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 MORNINGSIDE DR, SCHENECTADY, NY 12303-5610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Aug 20, 2015 · Amount on Record
Deed Document Number	202219044
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2 MORNINGSIDE DR, SCHENECTADY, NY 12303-5610
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CHERRY LN, GUILDERLAND, NY 12084-9757

Mortgage

Document Number	0000009045
Date	Aug 17, 2022
Instrument	R2022-19045

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6%
Index	1-Year CMT
Margin	3
Max Rate	10%

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,045.00 (+12.09%)	$238,000 (-) Land $48,000 Building $190,000	$317,333 (+13.33%) Land $64,000 Building $253,333
2023		$238,000 (-) Land $48,000 Building $190,000	$280,000 (+7.06%) Land $56,471 Building $223,529
2022		$238,000 Land $48,000 Building $190,000	$261,538 Land $52,747 Building $208,791
2021	$6,285.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
Hudson Valley Wireless	Fixed Wireless (licensed-by-rule)	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.