5 Morningside Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 5 Morningside Dr, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1948
Lot Size	1.03 acres (45,150 sqft)
Owner	2 Individual Names on File
Last Sale	$193,000 (Aug 2011)
Tax Bill	$5,655 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 39.07-1-15`

Property Details

APN / Parcel Number

Primary APN	`013089 39.07-1-15`
Alternative APNs	`308903900700010150000000` `03900700010150000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	958 sqft
Upper Floors Area	338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	45,150 sqft (1.03 acres)
Lot Dimensions	301 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	576 sqft
Porch	Patio
Porch Area	128 sqft
Shed	1 Shed
Canopy	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03900700010150000000
Street Address	5 MORNINGSIDE DR
City	SCHENECTADY
State	NY
Zip	12303-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1008
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records · APN 013089 39.07-1-15

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 MORNINGSIDE DR, SCHENECTADY, NY 12303-5609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Aug 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2011 · Amount on Record
Deed Sale	Aug 10, 2011 · Amount on Record
Deed Document Number	201110938975
Deed Book / Page	3011 / 713
Prior Transfer Date	May 06, 2010
Prior Transfer Doc	0029790463
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	5 MORNINGSIDE DR, SCHENECTADY, NY 12303-5609
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003438
Date	Dec 22, 2025
Instrument	R2025-23438

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 21, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	5 MORNINGSIDE DR, SCHENECTADY, NY 12303-5609
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006556
Date	Aug 03, 2020
Instrument	R2020-16556

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,655.00 (+13.87%) Homeowner's exemption	$206,000 (-) Land $41,000 Building $165,000	$274,667 (+13.33%) Land $54,667 Building $220,000
2023		$206,000 (-) Land $41,000 Building $165,000	$242,353 (+7.06%) Land $48,235 Building $194,118
2022		$206,000 Land $41,000 Building $165,000	$226,374 Land $45,055 Building $181,319
2021	$4,966.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
Hudson Valley Wireless	Fixed Wireless (licensed-by-rule)	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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