4 Morningside Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 4 Morningside Dr, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,248 sqft · built 1948
Lot Size	0.461 acres (20,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,982 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 39.07-1-4`

Property Details

APN / Parcel Number

Primary APN	`013089 39.07-1-4`
Alternative APNs	`308903900700010040000000` `03900700010040000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft 1st Floor
Stories	1 Story

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	20,100 sqft (0.461 acres)
Lot Dimensions	201 ft deep x 100 ft wide
Parking Spaces	1 Parking Space
Garage Type	Detached
Garage Area	352 sqft Garage
Porch	Slab
Porch Area	45 sqft Porch

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03900700010040000000
Street Address	4 MORNINGSIDE DR
City	SCHENECTADY
State	NY
Zip	12303-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1000
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records · APN 013089 39.07-1-4

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 MORNINGSIDE DR, SCHENECTADY, NY 12303-5610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	4 MORNINGSIDE DR, SCHENECTADY, NY 12303-5610
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MORNINGSIDE DR, SCHENECTADY, NY 12303-5610

Mortgage

Document Number	0000000483
Date	Apr 10, 2023
Instrument	R2023-6483

Lender

Name	THE FIRST NEW YORK FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,982.00 (+1.34%) Homeowner's exemption Senior Citizen's exemption	$204,000 (-) Land $41,000 Building $163,000	$272,000 (+13.33%) Land $54,667 Building $217,333
2023		$204,000 (-) Land $41,000 Building $163,000	$240,000 (+7.06%) Land $48,235 Building $191,765
2022		$204,000 Land $41,000 Building $163,000	$224,176 Land $45,055 Building $179,121
2021	$4,916.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.