8 Morningside Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 8 Morningside Dr, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,559 sqft · built 1947
Lot Size1.05 acres (46,000 sqft)
Owner2 Individual Names on Record
Last Sale$402,000 (May 2020)
Tax Bill$7,750 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN013089 39.07-1-6

Property Details

APN / Parcel Number

Primary APN013089 39.07-1-6
Alternative APNs
  • 308903900700010060000000
  • 03900700010060000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,559 sqft Living Area
1st Floor Area1,051 sqft
Upper Floors Area508 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area46,000 sqft (1.05 acres)
Lot Dimensions460 ft deep x 100 ft wide
Garage TypeMixed
Garage Area1,239 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area480 sqft
PorchSlab
Porch Area587 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number03900700010060000000
Street Address8 MORNINGSIDE DR
CitySCHENECTADY
StateNY
Zip12303-5610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionLOT 55
Legal Block1
Legal Lot Number6.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1000
Census Tract14606

Owner

Source: Albany County and Guilderland Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8 MORNINGSIDE DR, SCHENECTADY, NY 12303-5610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Aug 31, 2017Deed of Trust, Mortgage · VA Mortgage
HOMESTEAD FUNDING CORP
May 7, 2020Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2020 · Amount on Record
Deed SaleMay 7, 2020 · Amount on Record
Prior SaleJan 9, 2013 · Amount on Record
Deed Document Number20208736
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address8 MORNINGSIDE DR, SCHENECTADY, NY 12303-5610
Transaction TypeMortgage
Record UpdatedJul 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 MORNINGSIDE DR, SCHENECTADY, NY 12303-5610

Mortgage

Document Number0000001141
DateJun 26, 2023
InstrumentR2023-11141
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 25, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address8 MORNINGSIDE DR, SCHENECTADY, NY 12303-5610
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020942
DateAug 31, 2017
InstrumentR2017-20942
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateMay 7, 2020
Property Address8 MORNINGSIDE DR, SCHENECTADY, NY 12303-5610
Document Number0000008751
Instrument DateMay 4, 2020
Instrument8751
Transaction TypeTransfer
Record UpdatedJul 6, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$1,200.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8 NIELSEN RD ALTAMONT NY 120094601, ALTAMONT, NY 12009-4601

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,750.00 (+12.43%)$263,000 (-) Land $53,000 Building $210,000$350,667 (+13.33%) Land $70,667 Building $280,000
2023$263,000 (-) Land $53,000 Building $210,000$309,412 (+7.06%) Land $62,353 Building $247,059
2022$263,000 Land $53,000 Building $210,000$289,011 Land $58,242 Building $230,769
2021$6,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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