7 Euclid St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 7 Euclid St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,445 sqft · built 1910
Lot Size0.09 acres (3,900 sqft)
OwnerCompany Name on Record
Last Sale$38,500 (Aug 2019)
Tax Bill$502 (2025)
Deeds & MortgagesAug 2019 Sale & Construction Loan
Feb 2018 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN026-33-16-003.00

Property Details

APN / Parcel Number

Primary APN026-33-16-003.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,445 sqft Finished Area
Gross Area1,547 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof MaterialComposition Shingle
Lot Area3,900 sqft (0.09 acres)
Lot Dimensions150 ft deep x 26 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address7 EUCLID ST
CityLUDLOW
StateKY
Zip41016-1550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKENNER GEO R PT LOTS 10-11 26'X 150' ES EUCLID 702 1,3' N ELM ST
Legal SubdivisionKENNER GEO R
Legal Lot Number10,11
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address100 WOODSIDE PL, FORT THOMAS, KY 41075-1532
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2019Grant Deed, Construction Loan · Construction Mortgage
HERITAGE BK
Feb 2, 2018Grant Deed, Transfer
PRISM TITLE AND CLOSING SERVICES
Jun 19, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2019 · Amount on Record
Deed SaleAug 15, 2019 · Amount on Record
Prior SaleFeb 2, 2018 · Amount on Record
Deed Document Number201908 15 059 00166
Deed Book / Page6731 / 65
Record UpdatedOct 29, 2026

August 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateAug 15, 2019
Property Address7 EUCLID ST, LUDLOW, KY 41016-1550
Document Number0000000166
Book / Page0C6731 / 000065
Instrument DateAug 14, 2019
Instrument166
Transaction TypeConstruction Loan
Record UpdatedAug 28, 2019
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
Tax$38.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address100 WOODSIDE PL FORT THOMAS KY 410751532, FORT THOMAS, KY 41075-1532

Mortgage

Document Number167
DateAug 15, 2019
Book Page0C6731/000068
Instrument167
Lender
NameHERITAGE BK
TypeBank
AddressUNION, KY 41091
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term120 Months
DueAug 14, 2029
Interest
Rate TypeAdjustable Rate

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateFeb 2, 2018
Property Address7 EUCLID ST, LUDLOW, KY 41016-1550
Document Number0000000201
Book / Page0C6346 / 000320
Instrument DateJan 29, 2018
Instrument201
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title CompanyPRISM TITLE AND CLOSING SERVICES

Transaction

AmountAmount Recorded
Tax$24.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address210 BEECH ST NEWPORT KY 410714503, NEWPORT, KY 41071-4503

June 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateJun 19, 2017
Property Address7 EUCLID ST, LUDLOW, KY 41016-1550
Document Number0000000159
Book / Page0C6183 / 000246
Instrument DateDec 27, 2016
Instrument159
Transaction TypeForeclosure
Record UpdatedJun 27, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$33.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2361 MORSE RD COLUMBUS OH 432295856, COLUMBUS, OH 43229-5856
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$110,900 (+188.05%) Land $15,000 Building $95,900$110,900 (+188.05%) Land $15,000 Building $95,900
2025$502.00 (+1.41%)$38,500 (-) Land $10,000 Building $28,500$38,500 (-) Land $10,000 Building $28,500
2023$495.00$38,500 Land $10,000 Building $28,500$38,500 Land $10,000 Building $28,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2014)
Most Recent ClaimJun 2014 · river or lake flooding
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Euclid St

Nearby Streets

Search Property Records by Address or Parcel Number