2 Euclid St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 2 Euclid St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1910
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Nov 2017)
Tax Bill	$1,110 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`026-33-10-010.00`

Property Details

APN / Parcel Number

Primary APN	`026-33-10-010.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	880 sqft Finished Area
Gross Area	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2 EUCLID ST
City	LUDLOW
State	KY
Zip	41016-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEBSTER LOT 9 & PT 8 25'X 100' IRREG WS EUCLID 75' N GLENWOOD
Legal Subdivision	WEBSTER E R
Legal Lot Number	9,8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 EUCLID ST, LUDLOW, KY 41016-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG
Nov 21, 2017	Deed of Trust, Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Prior Sale	Sep 4, 2007 · Amount on Record
Deed Document Number	201711 27 059 00204
Deed Book / Page	6301 / 112
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 27, 2017
Property Address	2 EUCLID ST, LUDLOW, KY 41016-1524
Document Number	0000000204
Book / Page	0C6301 / 000112
Instrument Date	Nov 21, 2017
Instrument	204
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 EUCLID ST LUDLOW KY 410161524, LUDLOW, KY 41016-1524

Mortgage

Document Number	207
Date	Nov 27, 2017
Book Page	ORC630/000135
Instrument	207

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601-6191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 26, 2027

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2 EUCLID ST, LUDLOW, KY 41016-1524
Document Number	0000000206
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 EUCLID ST LUDLOW KY 410161524, LUDLOW, KY 41016-1524

Mortgage

Document Number	0000000206
Date	Nov 27, 2017
Book Page	0C6301/000115
Instrument	206

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,700 (+36.12%) Land $15,000 Building $100,700	$115,700 (+36.12%) Land $15,000 Building $100,700
2025	$1,110.00 (+1.56%)	$85,000 (-) Land $10,000 Building $75,000	$85,000 (-) Land $10,000 Building $75,000
2023	$1,093.00	$85,000 Land $10,000 Building $75,000	$85,000 Land $10,000 Building $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2014)
Most Recent Claim	Jun 2014 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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