9 Euclid St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 9 Euclid St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,523 sqft · built 1858
Lot Size0.183 acres (7,950 sqft)
Owner2 Individual Names on Record
Tax Bill$2,089 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (moderate risk)
APN026-33-16-004.00

Property Details

APN / Parcel Number

Primary APN026-33-16-004.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,523 sqft Finished Area
Gross Area2,698 sqft

Exterior

Year BuiltBuilt 1858
Effective Year BuiltEffective 1858
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,950 sqft (0.183 acres)
Lot Dimensions150 ft deep x 53 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address9 EUCLID ST
CityLUDLOW
StateKY
Zip41016-1550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKENNER GEO R S 2' LOT 10 & 11 & N 51' 12 53'X 150'
Legal SubdivisionKENNER GEO R
Legal Lot Number10,11
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9 EUCLID ST, LUDLOW, KY 41016-1550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address9 EUCLID ST, LUDLOW, KY 41016-1550
Document Number0000000198
Instrument DateMay 14, 2019
Transaction TypeMortgage
Record UpdatedAug 2, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address9 EUCLID ST LUDLOW KY 410161550, LUDLOW, KY 41016-1550

Mortgage

Document Number0000000198
DateJul 16, 2019
Book Page0C6705/000157
Instrument198
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 15, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$220,200 (+37.63%) Land $15,000 Building $205,200$220,200 (+37.63%) Land $15,000 Building $205,200
2025$2,089.00 (+1.46%)$160,000 (-) Land $10,000 Building $150,000$160,000 (-) Land $10,000 Building $150,000
2023$2,059.00$160,000 Land $10,000 Building $150,000$160,000 Land $10,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1978–2014)
Most Recent ClaimJun 2014 · river or lake flooding
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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