4 Euclid St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 4 Euclid St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 672 sqft · built 1910
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Oct 2023)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`026-33-10-009.00`

Property Details

APN / Parcel Number

Primary APN	`026-33-10-009.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Finished Area
Gross Area	784 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4 EUCLID ST
City	LUDLOW
State	KY
Zip	41016-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEBSTER PT LOT 8 S 1/2 25'X 100' WS EUCLID 50' N GLENWOOD
Legal Subdivision	WEBSTER E R
Legal Lot Number	8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1001
Census Tract	66900

Owner

4 Euclid St is owned by two individuals who bought it in October 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	508 SCENIC DR, PARK HILLS, KY 41011-2838
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Oct 31, 2023	Deed, Transfer KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on File
Deed Sale	Oct 31, 2023 · Amount on File
Prior Sale	May 13, 2005 · Amount on File
Deed Document Number	2023199
Deed Book / Page	254 / 916
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Oct 31, 2023
Property Address	4 EUCLID ST, LUDLOW, KY 41016-1524
Document Number	0005900199
Book / Page	KC 254 / 916
Map Reference	PL 361
Instrument Date	Oct 27, 2023
Instrument	23103105900199
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	KENTUCKY LAND TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 SCENE DRIVE, PARK HILLS, KY 41011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 EUCLID ST, LUDLOW, KY 41016-1524

Mortgage

Document Number	0005900200
Date	Oct 31, 2023
Book Page	KCM 504/68
Instrument	23103105900200

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Oct 31, 2023
Property Address	4 EUCLID ST, LUDLOW, KY 41016-1524
Document Number	0005900199
Book / Page	KC 254 / 916
Map Reference	PL 361
Instrument Date	Oct 27, 2023
Instrument	23103105900199
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 SEENIC DRIVE, PARK HILLS, KY 41011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 EUCLID ST, LUDLOW, KY 41016-1524

Tax Assessment & Valuation

The 2025 property tax bill for 4 Euclid St was $1,697.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,000 (-) Land $15,000 Building $115,000	$130,000 (-) Land $15,000 Building $115,000
2025	$1,697.00	$130,000 Land $10,000 Building $120,000	$130,000 Land $10,000 Building $120,000
2023	$1,029.00	$80,000 Land $10,000 Building $70,000	$80,000 Land $10,000 Building $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Euclid St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2014)
Most Recent Claim	Jun 2014 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Euclid St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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