10 Euclid St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 10 Euclid St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,536 sqft · built 1930
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on Record
Last Sale	$33,000 (Dec 2019)
Tax Bill	$1,501 (2025)
Deeds & Mortgages	Dec 2019 Sale & Construction Loan Mar 2017 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`026-33-11-015.00`

Property Details

APN / Parcel Number

Primary APN	`026-33-11-015.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Finished Area
Gross Area	1,808 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10 EUCLID ST
City	LUDLOW
State	KY
Zip	41016-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEBSTER N 1/2 LOT 6 25'X 100'
Legal Subdivision	WEBSTER E R
Legal Lot Number	6
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	566 SAVANNAH DR, WALTON, KY 41094-7430
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Grant Deed, Construction Loan · Construction Mortgage HERITAGE BK
Mar 24, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CENTERBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	201912 02 059 00103
Deed Book / Page	6814 / 186
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 2, 2019
Property Address	10 EUCLID ST, LUDLOW, KY 41016-1552
Document Number	0000000103
Book / Page	0C6814 / 000186
Instrument Date	Nov 27, 2019
Instrument	103
Transaction Type	Construction Loan
Record Updated	Dec 18, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	566 SAVANNALT WALTON KY 41094, WALTON, KY 41094

Mortgage

Document Number	104
Date	Dec 2, 2019
Book Page	0C6814/000189
Instrument	104

Lender

Name	HERITAGE BK
Type	Bank
Address	UNION, KY 41091

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Interest

Rate Type	Adjustable Rate

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Mar 24, 2017
Property Address	10 EUCLID ST, LUDLOW, KY 41016-1552
Book / Page	0I3915 / 000213
Instrument Date	Mar 16, 2017
Instrument	97
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 EUCLID ST LUDLOW KY 410161552, LUDLOW, KY 41016-1552

Mortgage

Document Number	0000000097
Date	Mar 24, 2017
Book Page	0I3915/000213
Instrument	97

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 23, 2018

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,600 (+30.09%) Land $15,000 Building $134,600	$149,600 (+30.09%) Land $15,000 Building $134,600
2025	$1,501.00 (+1.42%)	$115,000 (-) Land $10,000 Building $105,000	$115,000 (-) Land $10,000 Building $105,000
2023	$1,480.00	$115,000 Land $10,000 Building $105,000	$115,000 Land $10,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2014)
Most Recent Claim	Jun 2014 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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