7 Cutler St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 7 Cutler St, Worcester, MA 01604 · Last verified April 2026

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 4,167 sqft · built 1890
Lot Size	0.162 acres (7,063 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jul 2023)
Tax Bill	$9,399 (2025)
Deeds & Mortgages	Mar 2023 Refinance Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-029-00020`

Property Details

APN / Parcel Number

Primary APN	`4-029-00020`
Alternative APN	`WORC M:04 B:029 L:00020`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,167 sqft Living Area
Gross Area	6,542 sqft
1st Floor Area	1,389 sqft
Attic	Attic
Attic Area	1,050 sqft
Basement Area	1,543 sqft
Unfinished Basement	1,543 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,063 sqft (0.162 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	4-029-00020
Street Address	7 CUTLER ST
City	WORCESTER
State	MA
Zip	01604-5248
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	29
Legal Lot Number	20
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	6
Census Block	6000
Census Tract	732400

Owner

Source: Worcester County and Worcester City records · APN 4-029-00020

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 CUTLER ST, WORCESTER, MA 01604-5248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEXPRESS MORTGAGE CORPORATION
Jul 11, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Sep 24, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PATCH LENDING LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Book / Page	69367 / 141
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	7 CUTLER ST, WORCESTER, MA 01604-5248
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068877-87
Date	Mar 01, 2023
Book Page	68877/87
Instrument	17026

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 11, 2023
Property Address	7 CUTLER ST, WORCESTER, MA 01604-5248
Document Number	069367-141
Book / Page	69367 / 141
Instrument Date	Jul 11, 2023
Instrument	55064
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 CUTLER ST, WORCESTER, MA 01604-5248
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055065
Date	Jul 11, 2023
Instrument	55065

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	069429-224
Date	Jul 26, 2023
Book Page	69429/224
Instrument	60135

Lender

Name	NEIGHBORHOOD ASSISTANCE CORP OF AMERICA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 24, 2021
Property Address	7 CUTLER ST, WORCESTER, MA 01604-5248
Document Number	66142-175
Book / Page	66142 / 175
Instrument Date	Sep 22, 2021
Instrument	134399
Transaction Type	Transfer
Record Updated	Oct 08, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BEACON ST, WORCESTER, MA 01608-2216

Mortgage

Document Number	134400
Date	Sep 24, 2021
Instrument	134400

Lender

Name	PATCH LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,399.00 (+14.76%)	$712,600 (+24.78%) Land $76,400 Building $636,200
2023	$8,190.00	$571,100 Land $61,300 Building $509,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 659 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cutler St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures