Worcester County and Worcester City property record for 13 Cutler St, Worcester, MA 01604
| Property Type | Triplex |
|---|---|
| Details | 7 bd · 3 ba · 2,790 sqft · built 1875 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Dec 2009) |
| Tax Bill | $7,528 (2026) |
| Deeds & Mortgages | Mar 2024 Refinance May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-029-00003 |
| Primary APN | 4-029-00003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,790 sqft Living Area |
| Gross Area | 5,232 sqft |
| 1st Floor Area | 1,183 sqft |
| Basement Area | 1,057 sqft |
| Unfinished Basement | 1,057 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 4-029-00003 |
|---|---|
| Street Address | 13 CUTLER ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-5246 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | RG-5 |
| Legal Block | 29 |
| Legal Lot Number | 3 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 732400 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 CUTLER ST, WORCESTER, MA 01604-5246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BERKSHIRE BANK |
| May 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Feb 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2009 · Amount on Record |
| Deed Sale | Dec 7, 2009 · Amount on Record |
| Deed Document Number | 2009143903 |
| Deed Book / Page | 45197 / 83 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 13 CUTLER ST, WORCESTER, MA 01604-5246 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 070276-240 |
|---|---|
| Date | Mar 12, 2024 |
| Book Page | 70276/240 |
| Instrument | 17727 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 13 CUTLER ST, WORCESTER, MA 01604-5246 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65069-57 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 65069/57 |
| Instrument | 60405 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 13 CUTLER ST, WORCESTER, MA 01604-5246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60046-142 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 60046/142 |
| Instrument | 13701 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,528.00 (+3.1%) | $566,900 (+2.4%) Land $77,000 Building $489,900 |
| 2025 | $7,302.00 (+12.29%) | $553,600 (+22.07%) Land $76,900 Building $476,700 |
| 2023 | $6,503.00 | $453,500 Land $61,700 Building $391,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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