Worcester County and Worcester City property record for 25 Cutler St, Worcester, MA 01604
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 7 ba · 3,774 sqft · built 2018 |
| Lot Size | 0.204 acres (8,882 sqft) |
| Owner | Company Name on Record |
| Last Sale | $50,000 (Dec 2012) |
| Tax Bill | $12,076 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Dec 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-029-00008 |
| Primary APN | 4-029-00008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,774 sqft Living Area |
| Gross Area | 5,894 sqft |
| 1st Floor Area | 1,887 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,882 sqft (0.204 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 4-029-00008 |
|---|---|
| Street Address | 25 CUTLER ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-4801 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RG-5 |
| Legal Block | 29 |
| Legal Lot Number | 8 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 6 |
| Census Block | 6000 |
| Census Tract | 732400 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 76 RIDGEWOOD RD, WORCESTER, MA 01606-2563 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MUTUALONE BANK |
| Dec 18, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2012 · Amount on Record |
| Deed Sale | Dec 19, 2012 · Amount on Record |
| Prior Sale | Jun 22, 2009 · Amount on Record |
| Deed Document Number | 201215 |
| Deed Book / Page | 50154 / 385 |
| Transfer Doc | 50154-385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 25 CUTLER ST, WORCESTER, MA 01604-4801 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66043-332 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 66043/332 |
| Instrument | 128074 |
| Name | MUTUALONE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 25 CUTLER ST, WORCESTER, MA 01604-4801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59835-159 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 59835/159 |
| Instrument | 133693 |
| Name | HOMETOWN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,076.00 (+4.79%) | $909,300 (+4.07%) Land $77,000 Building $832,300 | $673,034 |
| 2025 | $11,524.00 (+11.96%) | $873,700 (+21.72%) Land $76,900 Building $796,800 | |
| 2023 | $10,293.00 | $717,800 Land $61,700 Building $656,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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