Worcester County and Worcester City property record for 10 Cutler St, Worcester, MA 01604
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 3,612 sqft · built 1910 |
| Lot Size | 0.169 acres (7,350 sqft) |
| Owner | Company Name on File |
| Tax Bill | $9,721 (2025) |
| Deeds & Mortgages | Jan 2023 Refinance Jan 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-028-00014 |
| Primary APN | 4-028-00014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,612 sqft Living Area |
| Gross Area | 5,523 sqft |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 1,308 sqft |
| Unfinished Basement | 1,308 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,350 sqft (0.169 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Account Number | 4-028-00014 |
|---|---|
| Street Address | 10 CUTLER ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-5250 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 28 |
| Legal Lot Number | 14 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 732400 |
Source: Worcester County and Worcester City records · APN 4-028-00014
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 717 PLEASANT ST, WORCESTER, MA 01602-1904 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL ONE FEDERAL CREDIT UNION |
| Jan 06, 2017 | Deed of Trust, Mortgage WEBSTER FIRST FCU |
| Feb 05, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK |
| Nov 10, 2017 | Deed of Trust, Mortgage METRO CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 08, 2016 |
| Deed Sale | Nov 08, 2016 |
| Prior Sale | Sep 30, 2016 · Amount on Record |
| Deed Book / Page | 56274 / 230 |
| Transfer Doc | 0000014524 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 10 CUTLER ST, WORCESTER, MA 01604-5250 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068705-151 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 68705/151 |
| Instrument | 2520 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 10 CUTLER ST, WORCESTER, MA 01604-5250 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 056580-211 |
|---|---|
| Date | Jan 06, 2017 |
| Book Page | 56580/211 |
| Instrument | 2087 |
| Name | WEBSTER FIRST FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 10 CUTLER ST, WORCESTER, MA 01604-5250 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 061855-150 |
|---|---|
| Date | Feb 05, 2020 |
| Book Page | 61855/150 |
| Instrument | 12595 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 10 CUTLER ST, WORCESTER, MA 01604-5250 |
| Document Number | 58024-228 |
| Book / Page | 058024 / 000228 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Document Number | 58024-228 |
|---|---|
| Date | Nov 10, 2017 |
| Book Page | 058024/000228 |
| Instrument | 80 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,721.00 (+14.55%) | $737,000 (+24.54%) Land $76,500 Building $660,500 |
| 2023 | $8,486.00 | $591,800 Land $61,400 Building $530,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 659 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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