22 Cutler St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 22 Cutler St, Worcester, MA 01604

Property Summary

Property TypeTriplex
Details8 bd · 3.5 ba · 3,227 sqft · built 1880
Lot Size0.208 acres (9,059 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Oct 2021)
Tax Bill$8,486 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4-028-00023

Property Details

APN / Parcel Number

Primary APN4-028-00023
Alternative APN
  • WORC M:04 B:028 L:00023

Interior

Bedrooms8 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Units3 Units
Stories3 Stories
Building Area3,227 sqft Living Area
Gross Area5,940 sqft
1st Floor Area1,727 sqft
Basement Area1,727 sqft
Unfinished Basement1,727 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1976
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,059 sqft (0.208 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number4-028-00023
Street Address22 CUTLER ST
CityWORCESTER
StateMA
Zip01604-4802
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRG-5
Legal Block28
Legal Lot Number23
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group6
Census Block6001
Census Tract732400

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22 CUTLER ST, WORCESTER, MA 01604-4802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2021 · Amount on Record
Deed SaleOct 13, 2021 · Amount on Record
Prior SaleMay 5, 2010 · Amount on Record
Deed Document Number2021143384
Deed Book / Page66278 / 387
Prior Transfer DateOct 12, 2021
Prior Transfer Doc66278-387
Record UpdatedOct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateOct 13, 2021
Property Address22 CUTLER ST, WORCESTER, MA 01604-4802
Document Number66278-387
Book / Page66278 / 387
Instrument DateOct 12, 2021
Instrument143384
Transaction TypeTransfer
Record UpdatedOct 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address22 CUTLER ST, WORCESTER, MA 01604-4802

Mortgage

Document Number143385
DateOct 13, 2021
Instrument143385
Lender
NameE MORTGAGE MANAGEMENT LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$8,486.00 (+3.15%)$639,000 (+2.45%) Land $77,000 Building $562,000
2025$8,227.00 (+12.16%)$623,700 (+21.94%) Land $76,900 Building $546,800
2023$7,335.00$511,500 Land $61,700 Building $449,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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