7 Cedar Gate Cir, Sugar Grove, IL 60554 Property Records

Kane County property record for 7 Cedar Gate Cir, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,420 sqft · built 1978
Lot Size	0.441 acres (19,217 sqft)
Owner	2 Trust Names on File
Last Sale	$273,000 (Feb 1998)
Tax Bill	$11,314 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-454-008`

Property Details

APN / Parcel Number

Primary APN	`14-10-454-008`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,420 sqft Living Area
Gross Area	5,756 sqft
Basement Area	1,927 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	19,217 sqft (0.441 acres)
Garage Type	Attached
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7 CEDAR GATE CIR
City	SUGAR GROVE
State	IL
Zip	60554-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTBURY UNIT NO. 4 LOT 146
Legal Subdivision	PRESTBURY
Legal Block	4
Legal Lot Number	146
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	4
Census Block	4035
Census Tract	854504

Owner

7 Cedar Gate Cir is owner-occupied and held in a trust since August 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 1998 · Amount on File
Deed Sale	Feb 13, 1998 · Amount on File
Prior Sale	Jan 29, 1998 · Amount on File
Deed Document Number	199811428
Last Transfer Date	Aug 18, 2025
Transfer Doc	0000032889
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078507
Date	Oct 18, 2021
Instrument	2021K078507

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001534
Date	Jan 10, 2018
Instrument	2018K001534

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 7 Cedar Gate Cir was $11,314.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,314.00 Homeowner's exemption	$190,129 (+7.83%) Land $41,213 Building $148,916	$570,615 (+7.83%) Land $123,688 Building $446,927
2024		$176,323 Land $38,220 Building $138,103	$529,181 Land $114,706 Building $414,475
2022	$10,517.00 (+2.73%) Homeowner's exemption	$146,807 (+5.08%) Land $31,822 Building $114,985	$440,421 (+5.08%) Land $95,466 Building $344,955
2021	$10,238.00 Homeowner's exemption	$139,710 Land $30,284 Building $109,426	$419,130 Land $90,852 Building $328,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Cedar Gate Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Cedar Gate Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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