10 Cedar Gate Cir, Sugar Grove, IL 60554 Property Records

Kane County property record for 10 Cedar Gate Cir, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,471 sqft · built 1973
Lot Size	0.317 acres (13,805 sqft)
Owner	2 Trust Names on File
Last Sale	$310,000 (Jun 2004)
Tax Bill	$8,057 (2025)
Deeds & Mortgages	Dec 2023 Transfer Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-455-001`

Property Details

APN / Parcel Number

Primary APN	`14-10-455-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,471 sqft Living Area
Gross Area	4,246 sqft
Basement Area	1,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Tudor
Lot Area	13,805 sqft (0.317 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	10 CEDAR GATE CIR
City	SUGAR GROVE
State	IL
Zip	60554-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTBURY UNIT NO. 4 LOT 132
Legal Subdivision	PRESTBURY
Legal Block	4
Legal Lot Number	132
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	4
Census Block	4035
Census Tract	854504

Owner

10 Cedar Gate Cir is owner-occupied and held in a trust since December 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Intrafamily Transfer, Transfer
Oct 20, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2004 · Amount on File
Deed Sale	Jun 28, 2004 · Amount on File
Deed Document Number	200485246
Last Transfer Date	Dec 14, 2023
Transfer Doc	0000043955
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 18, 2023
Property Address	10 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Document Number	0000043955
Instrument Date	Dec 14, 2023
Instrument	2023K043955
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 20, 2023
Property Address	10 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Document Number	0000037004
Instrument Date	Oct 19, 2023
Instrument	2023K037004
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	10 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077291
Date	Oct 12, 2021
Instrument	2021K077291

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

Interest

Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cedar Gate Cir was $8,057 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,057.00	$137,704 (+7.83%) Land $35,979 Building $101,725	$413,277 (+7.83%) Land $107,980 Building $305,297
2024		$127,704 Land $33,366 Building $94,338	$383,265 Land $100,138 Building $283,127
2022	$7,494.00 (+2.83%) Homeowner's exemption	$106,327 (+5.08%) Land $27,781 Building $78,546	$318,981 (+5.08%) Land $83,343 Building $235,638
2021	$7,288.00 Homeowner's exemption	$101,187 Land $26,438 Building $74,749	$303,561 Land $79,314 Building $224,247

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Cedar Gate Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cedar Gate Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

Nearby Properties on Cedar Gate Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures