2 Cedar Gate Cir, Sugar Grove, IL 60554 Property Records

Kane County property record for 2 Cedar Gate Cir, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,626 sqft · built 1974
Lot Size	0.247 acres (10,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$468,000 (Sep 2025)
Tax Bill	$9,302 (2025)
Deeds & Mortgages	Sep 2025 Sale Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-378-008`

Property Details

APN / Parcel Number

Primary APN	`14-10-378-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,626 sqft Living Area
Gross Area	4,457 sqft
Basement Area	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	10,757 sqft (0.247 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	2 CEDAR GATE CIR
City	SUGAR GROVE
State	IL
Zip	60554-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTBURY UNIT 4 - LOT 239
Legal Subdivision	PRESTBURY
Legal Block	4
Legal Lot Number	239
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	4
Census Block	4035
Census Tract	854504

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1329 OCEAN PARK BLVD, SANTA MONICA, CA 90405-4719
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Aug 4, 2022	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Aug 4, 2022 · Amount on Record
Deed Document Number	202535949
Prior Transfer Date	Feb 26, 2015
Prior Transfer Doc	0000012059
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 17, 2025
Property Address	2 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Document Number	0000035949
Map Reference	DOC 1210376
Instrument Date	Aug 6, 2025
Instrument	2025K035949
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$468.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 4, 2022
Property Address	2 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Document Number	0000039649
Map Reference	DOC 110376
Instrument Date	Jul 27, 2022
Instrument	2022K039649
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2414 FRONT ST UNIT 38, 38, SAN DIEGO, CA 92101-1437

Mortgage

Document Number	0000039650
Date	Aug 4, 2022
Instrument	2022K039650

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,302.00 (+0.12%) Homeowner's exemption	$157,742 (+7.83%) Land $38,969 Building $118,773	$473,415 (+7.83%) Land $116,954 Building $356,462
2024	$9,291.00 (+10.37%) Homeowner's exemption	$146,287 (+23.24%) Land $36,139 Building $110,148	$439,037 (+23.29%) Land $108,460 Building $330,576
2022	$8,418.00 (+2.78%) Homeowner's exemption	$118,698 (+5.08%) Land $30,090 Building $88,608	$356,094 (+5.08%) Land $90,270 Building $265,824
2021	$8,190.00 Homeowner's exemption	$112,959 Land $28,635 Building $84,324	$338,877 Land $85,905 Building $252,972

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

Nearby Properties on Cedar Gate Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures