5 Cedar Gate Cir, Sugar Grove, IL 60554 Property Records

Kane County property record for 5 Cedar Gate Cir, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,419 sqft · built 1973
Lot Size	0.381 acres (16,578 sqft)
Owner	2 Company Names on Record
Last Sale	$355,000 (Nov 2024)
Tax Bill	$7,933 (2025)
Deeds & Mortgages	Mar 2024 Sale Jan 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-454-006`

Property Details

APN / Parcel Number

Primary APN	`14-10-454-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,419 sqft Living Area
Gross Area	4,279 sqft
Basement Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	16,578 sqft (0.381 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 CEDAR GATE CIR
City	SUGAR GROVE
State	IL
Zip	60554-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	148 UNIT 4
Legal Subdivision	PRESTBURY
Legal Block	4
Legal Lot Number	148
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	4
Census Block	4035
Census Tract	854504

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit RESOURCE BANK
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 18, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 10, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Nov 1, 2017	Deed, Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Prior Sale	Apr 10, 2019 · Amount on Record
Deed Document Number	202442162
Prior Transfer Date	Sep 7, 2012
Prior Transfer Doc	0000062327
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 18, 2024
Property Address	5 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Document Number	0000008599
Instrument Date	Jan 25, 2024
Instrument	2024K008599
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003967
Date	Jan 23, 2017
Instrument	2017K003967

Lender

Name	RESOURCE BANK
Type	Bank
Address	HINCKLEY, IL 60520

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 15, 2022

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000526
Date	Jan 5, 2021
Instrument	2021K000526

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	5 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Document Number	0000038225
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR GATE CIR SUGAR GROVE IL 605544203, SUGAR GROVE, IL 60554-4203

Mortgage

Document Number	0000038225
Date	Jul 15, 2020
Instrument	38225

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 10, 2019
Property Address	5 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Document Number	0000013816
Instrument Date	Mar 29, 2019
Instrument	13816
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR GATE CIR SUGAR GROVE IL 605544203, SUGAR GROVE, IL 60554-4203

Mortgage

Document Number	13817
Date	Apr 10, 2019
Instrument	13817

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Nov 1, 2017
Property Address	5 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Document Number	0000057458
Instrument Date	Oct 13, 2017
Instrument	2017K057458
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$267.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203

Mortgage

Document Number	0000057459
Date	Nov 1, 2017
Instrument	2017K057459

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,933.00 (+7.51%)	$135,710 (+7.83%) Land $38,969 Building $96,741	$407,293 (+7.83%) Land $116,954 Building $290,339
2024		$125,855 (+20.1%) Land $36,139 Building $89,716	$377,716 (+20.15%) Land $108,460 Building $269,256
2022	$7,379.00 (+2.83%) Homeowner's exemption	$104,788 (+5.08%) Land $30,090 Building $74,698	$314,364 (+5.08%) Land $90,270 Building $224,094
2021	$7,176.00 Homeowner's exemption	$99,722 Land $28,635 Building $71,087	$299,166 Land $85,905 Building $213,261

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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