6 Cedar Gate Cir, Sugar Grove, IL 60554 Property Records

Kane County property record for 6 Cedar Gate Cir, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,076 sqft · built 1973
Lot Size	0.375 acres (16,385 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Feb 2025)
Tax Bill	$8,019 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-454-007`

Property Details

APN / Parcel Number

Primary APN	`14-10-454-007`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,076 sqft Living Area
Gross Area	3,706 sqft
Basement Area	1,077 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	16,385 sqft (0.375 acres)
Garage Type	Attached
Garage Area	553 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6 CEDAR GATE CIR
City	SUGAR GROVE
State	IL
Zip	60554-4203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTBURY UNIT NO. 4 - LOT 147
Legal Subdivision	PRESTBURY
Legal Block	4
Legal Lot Number	147
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	4
Census Block	4035
Census Tract	854504

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4389 E 2940TH RD, SHERIDAN, IL 60551-9671
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Nov 17, 2017	Intrafamily Transfer, Transfer · FHA Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2025 · Amount on Record
Deed Sale	Feb 20, 2025 · Amount on Record
Prior Sale	Aug 3, 2016 · Amount on Record
Deed Document Number	20256200
Prior Transfer Date	Nov 9, 2017
Prior Transfer Doc	0000060303
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Transaction Type	Mortgage
Record Updated	Oct 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203

Mortgage

Document Number	0000048116
Date	Sep 29, 2022
Instrument	2022K048116

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	GLEN ALLEN, VA 23059

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Dec 1, 2047

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 17, 2017
Property Address	6 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203
Document Number	0000060303
Instrument Date	Nov 9, 2017
Instrument	2017K060303
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CEDAR GATE CIR, SUGAR GROVE, IL 60554-4203

Mortgage

Document Number	0000060304
Date	Nov 17, 2017
Instrument	2017K060304

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,019.00 (+7.71%)	$129,098 (+7.83%) Land $38,969 Building $90,129	$387,449 (+7.83%) Land $116,954 Building $270,495
2024		$119,723 (+20.1%) Land $36,139 Building $83,584	$359,313 (+20.15%) Land $108,460 Building $250,852
2022	$7,445.00 (+2.51%)	$99,682 (+5.08%) Land $30,090 Building $69,592	$299,046 (+5.08%) Land $90,270 Building $208,776
2021	$7,263.00	$94,863 Land $28,635 Building $66,228	$284,589 Land $85,905 Building $198,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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