Bergen County and Ramsey Borough property record for 7 Biscayne Dr, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,485 sqft · built 1967 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Feb 2014) |
| Tax Bill | $14,510 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05302-0000-00038 |
| Primary APN | 48-05302-0000-00038 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,485 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Lot Area | 12,502 sqft (0.287 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 7 BISCAYNE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.287AC |
| Legal Subdivision | PROPERTY/MABEL & LILLIAN SCHLU |
| Legal Block | 5302 |
| Legal Lot Number | 38 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough records · APN 48-05302-0000-00038
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Apr 28, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2014 · Amount on Record |
| Deed Sale | Feb 27, 2014 · Amount on Record |
| Prior Sale | Nov 17, 2003 · Amount on Record |
| Deed Document Number | 201412439 |
| Deed Book / Page | 1625 / 2336 |
| Last Transfer Date | Apr 24, 2026 |
| Transfer Doc | 0000028212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 15, 2026 |
| Property Address | 7 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Document Number | 0000039593 |
| Book / Page | 5820 / 868 |
| Instrument Date | May 27, 2026 |
| Instrument | 202639593 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Document Number | 0000039593, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 5820/868 |
| Instrument | 202639593 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 28, 2026 |
| Property Address | 7 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Document Number | 0000028212 |
| Book / Page | 5783 / 800 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202628212 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044041595 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 4404/1595 |
| Instrument | 2021153797 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 280 Months |
| Due | Feb 01, 2045 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $698,600 (-0.87%) Land $343,100 Building $355,500 | $698,600 (-0.87%) Land $343,100 Building $355,500 | |
| 2025 | $14,510.00 (-11.03%) | $704,700 (+24.33%) Land $333,100 Building $371,600 | $704,700 (+24.33%) Land $333,100 Building $371,600 |
| 2024 | $16,308.00 (+9.69%) | ||
| 2023 | $566,800 Land $321,500 Building $245,300 | $566,800 Land $321,500 Building $245,300 | |
| 2022 | $14,867.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 352 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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