4 Biscayne Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 4 Biscayne Dr, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1995
Square Footage	3,309 sqft Living Area
Lot Size	14,375 sqft (0.33 acres)
Occupancy	Owner Occupied
Last Sale	$869,000 (2021)
Tax Bill	$22,705.00 (2025)

Owner

Source: Bergen County and Ramsey Borough records · APN 48-05405-0000-00026-02

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 BISCAYNE DR, RAMSEY, NJ 07446-2656
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Mar 20, 2002 · Amount on Record
Deed Doc Number	2021146354
Deed Book / Page	4380 / 1060
Record Refreshed	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 16, 2021
Property Address	4 BISCAYNE DR, RAMSEY, NJ 07446-2656
Document Number	0043801060
Book / Page	4380 / 1060
Instrument Date	Aug 16, 2021
Instrument	2021146354
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,849.70
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 STEWART DR, 107, PINE POINT, ME 04074-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 BISCAYNE DR, RAMSEY, NJ 07446-2656

Mortgage

Document Number	2021146355
Date	Sep 16, 2021
Instrument	2021146355

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,119,800 (+1.55%) Land $348,800 Building $771,000	$1,119,800 (+1.55%) Land $348,800 Building $771,000
2025	$22,705.00 (-12.5%)	$1,102,700 (+28.82%) Land $338,800 Building $763,900	$1,102,700 (+28.82%) Land $338,800 Building $763,900
2024	$25,948.00 (+15.57%)
2023		$856,000 Land $324,500 Building $531,500	$856,000 Land $324,500 Building $531,500
2022	$22,452.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`48-05405-0000-00026-02`
Alternative APN	`48054050000000260002`

Interior

Building Area	3,309 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame Construction
Lot Area	14,375 sqft (0.33 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4 BISCAYNE DR
City	RAMSEY
State	NJ
Zip	07446-2656
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.330AC
Legal Block	5405
Legal Lot Number	26.2
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	1
Census Block	1007
Census Tract	44201