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13 Biscayne Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 13 Biscayne Dr, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,254 sqft · built 1968
Lot Size0.306 acres (13,329 sqft)
Owner2 Individual Names on File
Last Sale$620,000 (Oct 2003)
Tax Bill$15,148 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN48-05302-0000-00041

Property Details

APN / Parcel Number

Primary APN48-05302-0000-00041
Alternative APN
  • 480530200041

Interior

Stories2 Stories
Building Area2,254 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeFrame
Lot Area13,329 sqft (0.306 acres)
Lot Dimensions145 ft deep x 92 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address13 BISCAYNE DR
CityRAMSEY
StateNJ
Zip07446-2630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.306AC
Legal Block5302
Legal Lot Number41
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1005
Census Tract44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-05302-0000-00041

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 BISCAYNE DR, RAMSEY, NJ 07446-2630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2003 · Amount on Record
Deed SaleOct 06, 2003 · Amount on Record
Deed Book / Page8619 / 644
Prior Transfer DateDec 11, 1998
Prior Transfer Doc0000201497
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address13 BISCAYNE DR, RAMSEY, NJ 07446-2630
Transaction TypeMortgage
Record UpdatedAug 26, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042101561
DateJun 14, 2021
Book Page4210/1561
Instrument2021095015
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
AddressFAIRFIELD, NJ 07004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$740,100 (+0.6%) Land $345,900 Building $394,200$740,100 (+0.6%) Land $345,900 Building $394,200
2025$15,148.00 (-17.19%)$735,700 (+13.5%) Land $335,900 Building $399,800$735,700 (+13.5%) Land $335,900 Building $399,800
2024$18,292.00 (+7.59%)
2023$648,200 Land $323,000 Building $325,200$648,200 Land $323,000 Building $325,200
2022$17,002.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2021)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 352 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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