3 Biscayne Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 3 Biscayne Dr, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2019
Square Footage3,375 sqft Living Area
Lot Size16,117 sqft (0.37 acres)
OccupancyOwner Occupied
Tax Bill$24,366.00 (2025)

Owner

Source: Bergen County and Ramsey Borough records · APN 48-05302-0000-00037-02

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 BISCAYNE DR, RAMSEY, NJ 07446-2630
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 01, 2021Deed of Trust, Mortgage · Line of Credit
ONE CITIZENS PLAZA
Sep 11, 2020Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 01, 2016
Transfer Doc0024500885
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address3 BISCAYNE DR, RAMSEY, NJ 07446-2630
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056100764
DateSep 26, 2025
Book Page5610/764
Instrument2025066561
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2045

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address3 BISCAYNE DR, RAMSEY, NJ 07446-2630
Transaction TypeMortgage
Record UpdatedNov 02, 2021
Title CompanySAFELAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038161513
DateNov 13, 2020
Book Page3816/1513
Instrument20-118602
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2050

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address3 BISCAYNE DR, RAMSEY, NJ 07446-2630
Transaction TypeMortgage
Record UpdatedNov 02, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BISCAYNE DR, RAMSEY, NJ 07446-2630

Mortgage

Document Number0041770211
DateJun 01, 2021
Book Page4177/211
Instrument2021086214
Lender
NameONE CITIZENS PLAZA
TypeNon-Lending Institution
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueApr 19, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address3 BISCAYNE DR, RAMSEY, NJ 07446-2630
Document Number0038161513
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedDec 02, 2020
Title CompanySAFELAND TITLE COMPANY, SAFELAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 BISCAYNE DR RAMSEY NJ 07446, RAMSEY, NJ 07446

Mortgage

Document Number0038161513
DateNov 13, 2020
Book Page003816/001513
Instrument118602
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueNov 12, 2050

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,198,000 (+1.23%) Land $316,600 Building $881,400$1,198,000 (+1.23%) Land $316,600 Building $881,400
2025$24,366.00 (+4.08%)$1,183,400 (+43.08%) Land $307,600 Building $875,800$1,183,400 (+43.08%) Land $307,600 Building $875,800
2024$23,411.00 (+7.91%)
2023$827,100 Land $293,900 Building $533,200$827,100 Land $293,900 Building $533,200
2022$21,694.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN48-05302-0000-00037-02

Interior

Building Area3,375 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeFrame Construction
Lot Area16,117 sqft (0.37 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3 BISCAYNE DR
CityRAMSEY
StateNJ
Zip07446-2630
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.37 AC
Legal SubdivisionSESC
Legal Block5302
Legal Lot Number37.2
JurisdictionBERGEN NJ
Minor Civil DivisionRAMSEY
Census Blockgroup1
Census Block1005
Census Tract44201

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