Bergen County and Ramsey Borough property record for 3 Biscayne Dr, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2019 |
| Square Footage | 3,375 sqft Living Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $24,366.00 (2025) |
Source: Bergen County and Ramsey Borough records · APN 48-05302-0000-00037-02
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 01, 2021 | Deed of Trust, Mortgage · Line of Credit ONE CITIZENS PLAZA |
| Sep 11, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 01, 2016 |
| Transfer Doc | 0024500885 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0056100764 |
|---|---|
| Date | Sep 26, 2025 |
| Book Page | 5610/764 |
| Instrument | 2025066561 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2021 |
| Title Company | SAFELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0038161513 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 3816/1513 |
| Instrument | 20-118602 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 3 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Document Number | 0041770211 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 4177/211 |
| Instrument | 2021086214 |
| Name | ONE CITIZENS PLAZA |
|---|---|
| Type | Non-Lending Institution |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Apr 19, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 BISCAYNE DR, RAMSEY, NJ 07446-2630 |
| Document Number | 0038161513 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2020 |
| Title Company | SAFELAND TITLE COMPANY, SAFELAND TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3 BISCAYNE DR RAMSEY NJ 07446, RAMSEY, NJ 07446 |
| Document Number | 0038161513 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 003816/001513 |
| Instrument | 118602 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2050 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,198,000 (+1.23%) Land $316,600 Building $881,400 | $1,198,000 (+1.23%) Land $316,600 Building $881,400 | |
| 2025 | $24,366.00 (+4.08%) | $1,183,400 (+43.08%) Land $307,600 Building $875,800 | $1,183,400 (+43.08%) Land $307,600 Building $875,800 |
| 2024 | $23,411.00 (+7.91%) | ||
| 2023 | $827,100 Land $293,900 Building $533,200 | $827,100 Land $293,900 Building $533,200 | |
| 2022 | $21,694.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 48-05302-0000-00037-02 |
|---|
| Building Area | 3,375 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame Construction |
| Lot Area | 16,117 sqft (0.37 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3 BISCAYNE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .37 AC |
| Legal Subdivision | SESC |
| Legal Block | 5302 |
| Legal Lot Number | 37.2 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 44201 |
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