Bergen County and Ramsey Borough property record for 10 Biscayne Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,359 sqft · built 1960 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $1,235,000 (Dec 2025) |
| Tax Bill | $16,017 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05406-0000-00003 |
| Primary APN | 48-05406-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,359 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 16,204 sqft (0.372 acres) |
| Lot Dimensions | 178 ft deep x 91 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 10 BISCAYNE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.372AC |
| Legal Subdivision | BOROUGH/RAMSEY |
| Legal Block | 5406 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 44201 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 10 BISCAYNE DR, RAMSEY, NJ 07446-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed, Transfer INVESTMENT SW TITLE, INVESTMENT TITLE |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jun 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on Record |
| Deed Sale | Dec 18, 2025 · Amount on Record |
| Prior Sale | Apr 13, 2000 · Amount on Record |
| Deed Document Number | 202588785 |
| Deed Book / Page | 5683 / 552 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 18, 2025 |
| Property Address | 10 BISCAYNE DR, RAMSEY, NJ 07446-2631 |
| Document Number | 0056830552 |
| Book / Page | 5683 / 552 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2025088785 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | INVESTMENT SW TITLE, INVESTMENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $18,623.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 BISCAYNE DR, RAMSEY, NJ 07446-2631 |
| Name | Verified Name |
|---|---|
| Address | 10 BISCAYNE DR, RAMSEY, NJ 07446-2631 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 BISCAYNE DR, RAMSEY, NJ 07446-2631 |
| Document Number | 0035250833 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 BISCAYNE DR RAMSEY NJ 074462631, RAMSEY, NJ 07446-2631 |
| Document Number | 0035250833 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 003525/000833 |
| Instrument | 20024505 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 10 BISCAYNE DR, RAMSEY, NJ 07446-2631 |
| Document Number | 0026430048 |
| Book / Page | 002643 / 000048 |
| Instrument Date | Jun 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 BISCAYNE DR RAMSEY NJ 074462631, RAMSEY, NJ 07446-2631 |
| Document Number | 0026430048 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 002643/000048 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 18, 2032 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $911,600 (+17.19%) Land $351,900 Building $559,700 | $911,600 (+17.19%) Land $351,900 Building $559,700 | |
| 2025 | $16,017.00 (-13.87%) | $777,900 (+18.04%) Land $341,900 Building $436,000 | $777,900 (+18.04%) Land $341,900 Building $436,000 |
| 2024 | $18,596.00 (+7.58%) | ||
| 2023 | $659,000 Land $326,600 Building $332,400 | $659,000 Land $326,600 Building $332,400 | |
| 2022 | $17,285.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2021) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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