699 N Cove Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 699 N Cove Dr, Webster, NY 14580

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,501 sqft · built 1988
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Apr 2019)
Tax Bill	$17,089 (2025)
Deeds & Mortgages	Apr 2019 Sale Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000644`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000644`
Alternative APNs	`54890631300001022000` `265489 063.13-1-22`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,501 sqft Living Area
1st Floor Area	1,501 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Other
Exterior Material	Wood
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000644
Street Address	699 N COVE DR
City	WEBSTER
State	NY
Zip	14580-3901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	0076-14-07 STONY POINT LANDING RESUB LR 116 248-75
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1000
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	699 N COVE DR, PVT, WEBSTER, NY 14580-3901
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	20191328
Deed Book / Page	12167 / 20
Prior Transfer Date	Jun 4, 2012
Prior Transfer Doc	0000000960
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 4, 2019
Property Address	699 N COVE DR, WEBSTER, NY 14580-3901
Document Number	0000001328
Book / Page	012167 / 000020
Instrument Date	Mar 24, 2019
Instrument	1328
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	699 N COVE DR WEBSTER NY 145803901, WEBSTER, NY 14580-3901

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	699 N COVE DR, WEBSTER, NY 14580-3901
Document Number	0000000564
Book / Page	027445 / 000180
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 N COVE DR WEBSTER NY 145803901, WEBSTER, NY 14580-3901

Mortgage

Document Number	0000000564
Date	Dec 21, 2017
Book Page	027445/000180
Instrument	564

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	699 N COVE DR, WEBSTER, NY 14580-3901
Document Number	0000000533
Book / Page	027050 / 000567
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 N COVE DR WEBSTER NY 145803901, WEBSTER, NY 14580-3901

Mortgage

Document Number	0000000533
Date	Mar 6, 2017
Book Page	027050/000567
Instrument	533

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2032

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,089.00 (+72.03%)	$218,000 (-) Land $22,000 Building $196,000	$454,200 (+20.83%) Land $45,837 Building $408,363
2023		$218,000 (-) Land $22,000 Building $196,000	$375,900 (+10.36%) Land $37,935 Building $337,965
2022		$218,000 Land $22,000 Building $196,000	$340,600 Land $34,372 Building $306,228
2021	$9,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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