690 N Cove Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 690 N Cove Dr, Webster, NY 14580

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,756 sqft · built 1997
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Oct 2024)
Tax Bill	$8,658 (2025)
Deeds & Mortgages	Feb 2026 Refinance Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000664`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000664`
Alternative APNs	`54890631300001042000` `265489 063.13-1-42`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,756 sqft Living Area
1st Floor Area	1,244 sqft
2nd Floor Area	512 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000664
Street Address	690 N COVE DR
City	WEBSTER
State	NY
Zip	14580-3901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	0076-14-07 STONY POINT SUB 136 BL6 RESUB LR136 291-21
Legal Block	1
Legal Lot Number	42.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1004
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 CHEESE FACTORY RD, HONEOYE FALLS, NY 14472-9318
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Stand-Alone Refinance PITTSFORD FCU
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage PITTSFORD FCU
Dec 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2024 · Amount on Record
Deed Sale	Oct 23, 2024 · Amount on Record
Prior Sale	May 7, 1997 · Amount on Record
Deed Document Number	2024379
Deed Book / Page	13020 / 604
Prior Transfer Date	Feb 26, 2001
Prior Transfer Doc	9430000273
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	690 N COVE DR, WEBSTER, NY 14580-3901
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 N COVE DR, WEBSTER, NY 14580-3901

Mortgage

Document Number	202603380248
Date	Feb 3, 2026
Book Page	31246/562
Instrument	202603380248

Lender

Name	PITTSFORD FCU
Type	Credit Union
Address	PITTSFORD, NY 14534

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate	6%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	690 N COVE DR, WEBSTER, NY 14580-3901
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	EVOLUTION TITLE AGENCY, REVOLUTION TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 N COVE DR, WEBSTER, NY 14580-3901

Mortgage

Document Number	202603380189
Date	Feb 3, 2026
Book Page	31246/536
Instrument	202603380189

Lender

Name	PITTSFORD FCU
Type	Credit Union
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Dec 9, 2020
Property Address	690 N COVE DR, WEBSTER, NY 14580-3901
Document Number	0000000854
Book / Page	012434 / 000314
Instrument Date	Dec 8, 2020
Instrument	854
Transaction Type	Transfer
Record Updated	Mar 22, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 N COVE DR WEBSTER NY 145803901, WEBSTER, NY 14580-3901

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,658.00 (+5.75%)	$210,000 (-) Land $22,000 Building $188,000	$437,500 (+20.82%) Land $45,833 Building $391,667
2023		$210,000 (-) Land $22,000 Building $188,000	$362,100 (+10.36%) Land $37,934 Building $324,166
2022		$210,000 Land $22,000 Building $188,000	$328,100 Land $34,372 Building $293,728
2021	$8,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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