694 N Cove Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 694 N Cove Dr, Webster, NY 14580

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,753 sqft · built 1996
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,300 (Jul 2020)
Tax Bill	$10,551 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000665`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000665`
Alternative APNs	`54890631300001043000` `265489 063.13-1-43`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,753 sqft Living Area
1st Floor Area	1,049 sqft
2nd Floor Area	704 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Wood
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	721 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000665
Street Address	694 N COVE DR
City	WEBSTER
State	NY
Zip	14580-3901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	0076-14-07 STONY POINT SUB 137 BL6 RESUB LR137 291-21
Legal Subdivision	STONEY POINT LANDING SUBDIVISION
Legal Block	1
Legal Lot Number	43.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1004
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	694 N COVE DR, PVT, WEBSTER, NY 14580-3901
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Jan 14, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Aug 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Jul 18, 2005 · Amount on Record
Deed Document Number	2020700
Deed Book / Page	12362 / 549
Prior Transfer Date	Aug 9, 2019
Prior Transfer Doc	0000001678
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 14, 2020
Property Address	694 N COVE DR, WEBSTER, NY 14580-3901
Document Number	0000000700
Book / Page	012362 / 000549
Instrument Date	Jul 10, 2020
Instrument	700
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ROCHESTER ABSTRACT CORPORATION, ROCHESTER ABSTRACT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$929.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1780 PADDY LN ONTARIO NY 145199534, ONTARIO, NY 14519-9534

Mortgage

Document Number	701
Date	Jul 14, 2020
Book Page	028615/000399
Instrument	701

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	694 N COVE DR, WEBSTER, NY 14580-3901
Document Number	0000000309
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 N COVE DR WEBSTER NY 145803901, WEBSTER, NY 14580-3901

Mortgage

Document Number	0000000309
Date	Jan 29, 2020
Book Page	028371/000613
Instrument	309

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 28, 2045

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Aug 20, 2019
Property Address	694 N COVE DR, WEBSTER, NY 14580-3901
Document Number	0000001678
Book / Page	012228 / 000597
Instrument Date	Aug 9, 2019
Instrument	1678
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 N COVE DR WEBSTER NY 145803901, WEBSTER, NY 14580-3901

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,551.00 (+4.89%)	$220,800 (-) Land $22,000 Building $198,800	$460,000 (+20.83%) Land $45,833 Building $414,167
2023		$220,800 (-) Land $22,000 Building $198,800	$380,700 (+10.35%) Land $37,932 Building $342,768
2022		$220,800 Land $22,000 Building $198,800	$345,000 Land $34,375 Building $310,625
2021	$10,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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