698 N Cove Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 698 N Cove Dr, Webster, NY 14580

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,808 sqft · built 1996
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Oct 2021)
Tax Bill	$10,957 (2026)
Deeds & Mortgages	Oct 2021 Sale Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000666`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000666`
Alternative APNs	`54890631300001044000` `265489 063.13-1-44`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,808 sqft Living Area
1st Floor Area	1,296 sqft
2nd Floor Area	512 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Wood
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000666
Street Address	698 N COVE DR
City	WEBSTER
State	NY
Zip	14580-3901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	0076-14-07 STONY POINT SUB 138 BL6 RESUB LR138 291-21
Legal Subdivision	STONY POINT LANDING SUBDIVISION
Legal Block	1
Legal Lot Number	44.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1004
Census Tract	11201

Owner

698 N Cove Dr, a townhouse, is owned by an individual who bought it in October 2021.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	698 N COVE DR, PVT, WEBSTER, NY 14580-3901
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit CANANDAIGUA NAT'L BK&TR
Mar 29, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Aug 11, 2008 · Amount on File
Deed Document Number	2021768
Deed Book / Page	12573 / 266
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Oct 15, 2021
Property Address	698 N COVE DR, WEBSTER, NY 14580-3901
Document Number	0000000266
Book / Page	12573 / 266
Map Reference	LB 243 PG 58
Instrument Date	Oct 12, 2021
Instrument	202110150768
Transaction Type	Transfer
Record Updated	Nov 19, 2021

Transaction

Amount	Amount on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	698 N COVE DR, 698, WEBSTER, NY 14580-3901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 N COVE DR, WEBSTER, NY 14580-3901

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	698 N COVE DR, WEBSTER, NY 14580-3901
Document Number	0000000370
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 N COVE DR WEBSTER NY 145803901, WEBSTER, NY 14580-3901

Mortgage

Document Number	0000000370
Date	Sep 23, 2020
Book Page	028748/000485
Instrument	370

Lender

Name	CANANDAIGUA NAT'L BK&TR
Type	Bank
Address	CANANDAIGUA, NY 14424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	698 N COVE DR, WEBSTER, NY 14580-3901
Document Number	0000000107
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 N COVE DR WEBSTER NY 145803901, WEBSTER, NY 14580-3901

Mortgage

Document Number	0000000107
Date	Apr 6, 2018
Book Page	027551/000381
Instrument	107

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 698 N Cove Dr was $10,957, up 1.1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,957.00 (+1.09%)
2025	$10,839.00	$227,000 Land $22,000 Building $205,000	$472,900 Land $45,832 Building $427,068
2023		$227,000 (-) Land $22,000 Building $205,000	$391,400 (+10.35%) Land $37,933 Building $353,467
2022		$227,000 Land $22,000 Building $205,000	$354,700 Land $34,376 Building $320,324
2021	$10,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 698 N Cove Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 698 N Cove Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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