682 N Cove Dr, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 682 N Cove Dr, Webster, NY 14580

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,896 sqft · built 1989
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Jul 2025)
Tax Bill	$10,314 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000662`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000662`
Alternative APNs	`54890631300001040000` `265489 063.13-1-40`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
1st Floor Area	1,144 sqft
2nd Floor Area	752 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000662
Street Address	682 N COVE DR
City	WEBSTER
State	NY
Zip	14580-3902
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	0076-14-07 GORE TRACT STONY POINT SUB 134 BL6 RESUB LR134 290-21
Legal Subdivision	STONY POINT LANDING SUB
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1004
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	180 MONTAGUE ST, 29B, BROOKLYN, NY 11201-3624
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CNB MTG
Dec 22, 2020	Loan Modification, Mortgage · Conventional Mortgage CNB MTG
Aug 30, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	20253316745
Deed Book / Page	13112 / 525
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	682 N COVE DR, WEBSTER, NY 14580-3902
Document Number	0000000493
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIRST AMERICAN - ROCHESTER TITLE, FIRST AMERICAN - ROCHESTER TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 N COVE DR WEBSTER NY 145803902, WEBSTER, NY 14580-3902

Mortgage

Document Number	0000000493
Date	Dec 30, 2020
Book Page	028944/000063
Instrument	493

Lender

Name	CNB MTG
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 29, 2040

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	682 N COVE DR, WEBSTER, NY 14580-3902
Document Number	0000000576
Instrument Date	Dec 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIRST AMERICAN - ROCHESTER TITLE, FIRST AMERICAN - ROCHESTER TIT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 N COVE DR WEBSTER NY 145803902, WEBSTER, NY 14580-3902

Mortgage

Document Number	0000000576
Date	Dec 30, 2020
Book Page	028944/000131
Instrument	576

Lender

Name	CNB MTG
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 29, 2040

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	Aug 30, 2017
Property Address	682 N COVE DR, WEBSTER, NY 14580-3902
Document Number	0000000826
Map Reference	ML 243 PG 58
Instrument Date	Aug 29, 2017
Instrument	201708300826
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	682 N COVE DR, WEBSTER, NY 14580-3902

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,314.00 (+4.9%)	$215,700 (-) Land $22,000 Building $193,700	$449,400 (+20.84%) Land $45,836 Building $403,564
2023		$215,700 (-) Land $22,000 Building $193,700	$371,900 (+10.36%) Land $37,931 Building $333,969
2022		$215,700 Land $22,000 Building $193,700	$337,000 Land $34,372 Building $302,628
2021	$9,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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