6984 Plaza Ter, Lucerne, CA 95458 Property Records

Lake County property record for 6984 Plaza Ter, Lucerne, CA 95458

Property Summary

Property Type	Campground, RV Park
Details	1,440 sqft · built 1985
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2018)
Tax Bill	$1,690 (2026)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`006-392-110-000`

Property Details

APN / Parcel Number

Primary APN	`006-392-110-000`
Alternative APN	`006-392-11`

Interior

Building Area	1,440 sqft Gross Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-392-11
Street Address	6984 PLAZA TER
City	LUCERNE
State	CA
Zip	95458
Property Category	Commercial
Property Type	Commercial > Retail > Campground, RV Park
Local Zoning Code	R1
Legal Subdivision	LUCERNE RIVIERA
Legal Block	2
Legal Lot Number	263
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	2
Census Block	2045
Census Tract	501

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 3062, NICE, CA 95464-3062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG
Nov 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2018 · Amount on Record
Deed Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	20184643
Prior Transfer Date	Nov 16, 2004
Prior Transfer Doc	0000032514
Record Updated	Oct 29, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Apr 13, 2018
Property Address	6984 PLAZA TER, LUCERNE, CA 95458
Document Number	0000004643
Instrument Date	Apr 10, 2018
Instrument	4643
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6984 PLAZA TER LUCERNE CA 95458, LUCERNE, CA 95458

Mortgage

Document Number	4644
Date	Apr 13, 2018
Instrument	4644

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE CA
Recording Date	Nov 14, 2017
Property Address	6984 PLAZA TER, LUCERNE, CA 95458
Document Number	0000015164
Instrument Date	Nov 14, 2017
Instrument	15164
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 DAMON RD CARSON CITY NV 897016812, CARSON CITY, NV 89701-6812

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,690.00 (-2.26%) Homeowner's exemption	$162,476 (+2%) Land $58,026 Building $104,450
2025	$1,729.00 (+4.6%) Homeowner's exemption	$159,291 (+4.04%) Land $56,889 Building $102,402
2023	$1,653.00 (+0.98%) Homeowner's exemption	$153,108 Land $54,681 Building $98,427
2022	$1,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	38 (1983–2017)
Claims Outside the SFHA	3 of 38
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims Severe Winter Storms And Flooding, Feb 1998 · 9 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people · EPA ID CA1710005
Water Source	Surface water
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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