Lake County property record for 6972 Plaza Ter, Lucerne, CA 95458
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,118 sqft · built 1975 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $536 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-392-120-000 |
| Primary APN | 006-392-120-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,118 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Steel Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 006-392-12 |
|---|---|
| Street Address | 6972 PLAZA TER |
| City | LUCERNE |
| State | CA |
| Zip | 95458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | LUCERNE RIVIERA |
| Legal Block | 2 |
| Legal Lot Number | 262 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 501 |
6972 Plaza Ter is owner-occupied and held in a trust since March 2008.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 333, LUCERNE, CA 95458-0333 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2008 |
| Transfer Doc | 0000005118 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 6972 Plaza Ter was $536 with a homeowner's exemption, down 1.5% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $536.00 (-1.47%) Homeowner's exemption | $50,921 (+2%) Land $8,446 Building $42,475 |
| 2025 | $544.00 Homeowner's exemption | $49,924 Land $8,281 Building $41,643 |
| 2023 | $520.00 (+1.17%) Homeowner's exemption | $47,987 Land $7,960 Building $40,027 |
| 2022 | $514.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6972 Plaza Ter in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1983–2017) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6972 Plaza Ter is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 70% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people · EPA ID CA1710005 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| 101Netlink Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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