6943 Plaza Ter, Lucerne, CA 95458 Property Records

Lake County property record for 6943 Plaza Ter, Lucerne, CA 95458

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 868 sqft · built 1989
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Apr 2023)
Tax Bill	$2,497 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-393-070-000`

Property Details

APN / Parcel Number

Primary APN	`006-393-070-000`
Alternative APN	`006-393-07`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	868 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Steel Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	006-393-07
Street Address	6943 PLAZA TER
City	LUCERNE
State	CA
Zip	95458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LUCERNE RIVIERA
Legal Block	2
Legal Lot Number	269
Jurisdiction	LAKE CA
Township / Civil Division	LUCERNE-CLEARLAKE OAKS
Census Block Group	2
Census Block	2037
Census Tract	501

Owner

6943 Plaza Ter is owned and occupied by two individuals who bought it in April 2023.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 655, LUCERNE, CA 95458-0655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Grant Deed, Transfer · FHA Mortgage PRINCETON MORTGAGE CORP
Aug 23, 2022	Intrafamily Transfer, Transfer
Apr 22, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Deed Document Number	20234409
Prior Transfer Date	Apr 5, 2022
Prior Transfer Doc	0000005639
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Apr 21, 2023
Property Address	6943 PLAZA CT, LUCERNE, CA 95458
Document Number	0000004409
Map Reference	MB 7 PG 46-49
Instrument Date	Apr 20, 2023
Instrument	2023004409
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 655, LUCERNE, CA 95458-0655

Mortgage

Document Number	0000004410
Date	Apr 21, 2023
Instrument	2023004410

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2043

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Aug 23, 2022
Property Address	6943 PLAZA CT, LUCERNE, CA 95458
Document Number	0000011363
Map Reference	MB 7 PG 46-49
Instrument Date	Aug 16, 2022
Instrument	2022011363
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1200 CREEKSIDE DR APT 2722, 2722, FOLSOM, CA 95630-3443

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE CA
Recording Date	Apr 22, 2022
Property Address	6943 PLAZA CT, LUCERNE, CA 95458
Document Number	0000005639
Map Reference	MB 7 PG 46-49
Instrument Date	Apr 5, 2022
Instrument	2022005639
Transaction Type	Transfer
Record Updated	Aug 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 6943 Plaza Ter was $2,497 with a homeowner's exemption, down 2.3% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Elementary School District	Lucerne Elementary School District (KG - 08)
Secondary School District	Upper Lake Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,497.00 (-2.27%) Homeowner's exemption	$238,771 (+2%) Land $26,530 Building $212,241
2025	$2,555.00 Homeowner's exemption	$234,090 Land $26,010 Building $208,080
2023	$1,288.00 (+0.94%) Homeowner's exemption	$118,703 Land $50,679 Building $68,024
2022	$1,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6943 Plaza Ter in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	38 (1983–2017)
Claims Outside the SFHA	3 of 38
Most Recent Claim	Mar 2017 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 4 claims Severe Winter Storms And Flooding, Feb 1998 · 9 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6943 Plaza Ter is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people · EPA ID CA1710005
Water Source	Surface water
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plaza Ter

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